What is the policy effective date?

The effective date is the day your policy starts. For most customers enrolling online, the effective date of your policy is at 12:01 AM Mountain Time the day following when you enrolled. Your policy effective date will be displayed when you finish enrolling your pet.

If you're enrolling your pet through your employer or a benefit platform your policy may have a pre-determined policy effective date in the future and be based on open enrollment dates, or after verifying your employment.

Current customers: Please review your Policy Declarations Page for your policy effective date.