While cats are more independent than their canine counterparts, they are also accident prone and can have just as many illnesses as dogs - even if they live indoors. Pets Best believes that treating your cat's unexpected accidents and illnesses should be a worry-free financial decision. Having a cat health insurance plan from Pets Best can help pay for your cat’s vet bills when they are sick or injured. With Pets Best pet insurance for cats, pet parents don't have to decide between providing their cats the best treatment options possible and maxing out their personal finances.

Pet Insurance Plans As Unique as Your Cat

Coverage for the unexpected

Our BestBenefit pet health insurance plans cover accidents illnesses, including hereditary conditions, with 70, 80, or 90% reimbursement, customizable annual deductibles, and annual limits. Most cat insurance policies also include coverage for accident and illness exam fees charged by vet offices just for seeing your cat. Our cat insurance plans offer pet parents the most comprehensive and flexible coverage for accidents, emergencies, illnesses, cancer, hereditary and congenital conditions, and much more. Concerned with the terms and conditions, and how pre-existing conditions are defined in our policy?Learn More

Coverage for the expected

In addition to medical insurance for cats, our pet wellness plans can be added to any accident and illness plan to help pay for your cat's regular vet visits, including preventative care, vaccinations, dental cleanings, spay/neuter and much more. These plans are a great way for pet parents to budget for your older cat’s or kitten’s expected pet care needs throughout the year.Learn More

Get help choosing the right plan

Whether you're looking for cheap cat insurance, or a comprehensive plan that covers all your cat's potential veterinary costs, Pets Bets offers plans that are designed to be flexible throughout your cat's stages in life. Our plans allow you to choose your annual deductible, reimbursement level, and your annual limit. With these choices, Pets Best offers some of the most flexible coverage options across all pet insurance companies. Not sure which options are best suited for your cat's specific needs? Call or chat with one of our pet insurance experts who’ve helped thousands of pet parents like you get the best cat insurance for your cat.Learn More

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Its Easy to Get Started

How Cat Insurance Works

Our mission is to help cats get the best vet care while helping you worry less about the cost of cost of unexpected vet bills. After your waiting periods are over for your cat insurance policy, you’re eligible to start receiving reimbursement based on the actual veterinary care for our accident and illness plans. If your cat is sick or injured, you can take them to any vet, including specialty and emergency care vets. After your cat has been treated by your veterinarian, submitting claims is as simple as snapping a photo of your invoice and uploading it to your Customer Account. Reimbursement for claims is fast, and we can deposit payments directly to your checking or savings account.


Pets Best aims to provide transparency into how we price our cat pet insurance, and help pet parents understand why premiums can increase over time. When purchasing cat insurance, premiums vary based on your cat’s breed and age, your location, and the coverage you choose. Our flexible plan structure helps to match your cat insurance cost with your budget, and filing claims will never increase your premium. We believe in pricing our cat insurance plans fairly and accurately, and delighting our customers with excellent customer service. Read some of our raving pet insurance reviews and join the thousands of other pet parents who've experienced why we call ourselves Pets Best.

Get a Free Quote in about 60 Seconds

On average, it only takes about a minute to find out how much it will cost to guard against unforeseen vet costs for your cat. Get a quote online to start protecting your cat or kitten today!

Fast Claims and Friendly Service

Friendly, Efficient Service

We know how important your time is, so we work hard not to waste it. Our online Customer Account is easy to use for managing all of your cat’s policy including filing claims, updating personal and payment information, and more! Should you need to contact us, one of our friendly customer service representatives can happily assist you and provide you with answers to questions about your cat insurance policy. and we have a number of contact methods to make sure you get the personalized service you need.

Fast Claims Turnaround

As an insurance agency, we understand that our business is helping you feel protected from financial uncertainty. We also understand that when you file a claim, the process should be easy, and claims should be processed as quickly as possible. This is why we strive to delight you with a claims process that’s simple.

10 Years of Service

Pets Best was founded in 2005 by veterinarian Dr. Jack Stephens, the "father" of the pet insurance industry in North America. Since our founding, we have paid out over $200 million in claims and continue to strive to offer the best coverage, fastest claim service, and unsurpassed customer service.

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