We’re pet owners and pet lovers, too. We don’t want anyone to go through the pain of euthanizing a pet simply because they can’t afford veterinary care.
Straightforward Reimbursement
With Pets Best Insurance, you can focus on the health of your pet instead of worrying about the bill. We offer reimbursement levels of 70%, 80%, 90% or 100% of your actual vet bill, after a deductible, up to your plan's maximum benefit, so you know exactly what to expect every time.
You Choose Your Vet
Pets Best Insurance plans allow your pet to see any licensed vet anywhere in the world, including emergency centers and specialists.
Affordable Plans
With a variety of deductibles and coverage levels to choose from, you can tailor a BestBenefit pet insurance plan that’s perfect for you and your pet. Most pet owners find they can get excellent coverage for less than $1 per day.
Pet owners with senior pets or limited budgets may want to consider a Cancer Only, Accident Only or Feline Illness Only plan for limited coverage of specific conditions.
No Upper Age Limits
We believe senior cats and dogs deserve the same great coverage as puppies and kittens. That’s why we’re one of the few companies that does not reduce or cancel coverage as your pet ages.
No Benefit Schedule
With Pets Best Insurance, you’ll never be expected to price-shop when your pet needs medical care, and you won’t have to question the course of treatment your vet recommends.
Other companies may say their benefit schedules are a good thing, but vets and pet owners disagree. A benefit schedule defines the maximum price a policyholder will be reimbursed for a procedure. If the maximum reimbursement is less than what the veterinarian charges, the pet owner would have to pay the difference or find a new vet with different pricing.
See actual examples of our plans paying more.
Fast Claims Processing and Direct Deposit Reimbursement
We understand that unexpected veterinary bills can cause financial stress. That’s why we process most claims within 5 business days and offer reimbursement through paper check or direct deposit at no charge to you.
Discounts Available
We offer an automatic 5% discount when you insure 2 - 5 pets (available in most states.)
Transparency
Our entire policy is available online. We also encourage you to view a list of hereditary limitations and What’s Not Covered.
Optional Routine Care Coverage with No Deductible
Routine care can catch problems early and our optional BestWellness routine care coverage was designed to help you budget for it. With BestWellness, you can get more than $400 in annual benefits for dogs and $500 for cats, with no deductible. BestWellness can be added to any regular plan.
Founder and President Dr. Jack Stephens, DVM
Pets Best Insurance was founded by Dr. Jack Stephens, founder of pet insurance in the U.S. With more than 30 years’ experience in the pet insurance industry, Jack’s mission is to end “economic euthanasia”, so pet owners never have to euthanize pets due to unaffordable vet bills.
A Commitment to Our Community
From local humane society fundraisers and pet supply drives for Gulf Coast pets to major partnerships with organizations like Morris Animal Foundation, we support our community partners in improving animal health across the country.
The Best Customer Service
Our Customer Care Team has earned rave reviews! You can contact us at 1-877-738-7237 Monday through Friday, 8 AM - 5 PM, and Saturdays, 10 AM - 2PM, Mountain Time.
For questions about buying a policy, connect with us via Live Chat.
30 Day Refund Guarantee
Insure your pet today! We’ll refund 100% of your policy premium if you change your mind within 30 days and haven’t filed a claim.