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Cat Insurance

About Cat Health Insurance Plans from Pets Best

While cats are independent, they can also be accident prone and have just as many illnesses as dogs - even if they live indoors. With a  cat insurance plan from Pets Best, you can make medical decisions based on what is best for your cat, not which option fits within your budget. 

Anastasia has cat insurance and has been protected by Pets Best since 2012

How cat insurance works

  1. When your cat becomes ill or injured, take him or her to any licensed veterinarian of your choice anywhere in the world!

  2. Pay your vet upfront and then submit a claim to us online, by mail, or by fax. Most claims are processed in just two business days!  

  3. We'll reimburse your choice of up to 70%, 80%, 90% or 100% of your actual vet bill after an annual deductible. We can even deposit your reimbursement directly into your bank account!

Cat insurance prices

Plan prices for cat insurance are based on a variety of factors including the age, location and breed of your cat. Plans start at less than $1 per day - get an instant quote to see pricing for your cat!

Below are examples of actual Pets Best customer claims and the amount reimbursed by Pets Best.* 


Cat Insurance Claim Examples

Claims Paid by Pets Best
Ribbon Ingestion
Ear Infection
Poisonous Plant
Total Claim
Amount Paid by Customer
Amount Paid by Pets Best
Amount paid by customer includes $50 deductible and 10% co-pay
Amount paid by Pets Best assumes 90% reimbursement

BestBenefit Accident and Illness plan

Our  BestBenefit cat insurance plans offer the most comprehensive coverage for accidents and illnesses, including cancer, as wells as hereditary and congenital conditions.   

Leroy has cat insurance and has been protected by Pets Best since 2012 Waiting periods are just 3 days for accidents and 14 days for illnesses and BestWellness, if purchased. Seven conditions are subject to a 12-month waiting period, which may be waived. 

No medical records, exams or vaccinations are required to enroll or renew your policy. All cat breeds are eligible and can be enrolled starting when kittens are 7 weeks old, with no upper age limits.

Routine Care coverage

Add routine care coverage to help pay for regular vet visits, vaccinations, dental cleanings, spay/neuter and much more.  BestWellness can be added for an additional premium, and provides routine care benefits with no deductible.

Feline Illness Only plan

Cat owners with senior pets or limited budgets may want to consider a Feline Illness Only plan, which covers the diagnosis and treatment of feline illnesses, including diabetes and kidney failure.  See the complete list of covered illnessesIn addition to the exclusions listed on What's Not Covered, Feline Illness Only does not cover undiagnosed conditions, accidents, routine care, acupuncture, or chiropractic treatment.

* These claim examples refer to conditions that were determined not to be pre-existing. Actual reimbursement amount may vary based on whether deductible has been met or whether veterinary fees included taxes and other non-covered expenses. Claim administration is subject to all terms, conditions, limitations and exclusions in the policy.
Feline Illness Only complete list of covered illnesses:
  • Cancer
  • Hyperthyroidism
  • Diabetes
  • Chronic Renal Failure
  • Acute Renal Failure
  • Hepatic Lipidosis
  • Cholecystitis
  • Feline Asthma
  • Pancreatitis
  • Pneumonia
  • Heart Disease
  • Intestinal Foreign Body
  • Hypothyroidism
  • Pyothorax
  • Chylothorax
  • Arthritis
  • Acquired Cataracts
  • Feline Infectious Peritonitis (Only if vaccinated)
  • Feline Leukemia Virus (Only if vaccinated)
  • Anemia and Clotting Disorders
  • Mast Cell Tumors