Examples: cancer, diabetes, arthritis, allergies, cruciate ligament injuries, skin and ear infections, urinary tract infections, epilepsy, IVDD, cherry eye.
See any licensed veterinarian, anywhere in the world, including emergency centers and specialists.
Examples: hip and elbow dysplasia, luxating patella, cherry eye, IVDD, Wobbler Syndrome, glaucoma and epilepsy. Please read coverage details.
Including blood work, MRIs, surgery, medication, and chemotherapy.
Examples: exams, bloodwork, MRIs, CAT scans, pathology reports and X-rays.
When performed by a licensed veterinarian.
Examples: hydrotherapy, cold laser and physical therapy.
or call Pets Best at 866-440-2020
If you've been comparing pet insurance companies, you'll be happy to know the following
are covered under our BestBenefit plans.
When your policy renews, we don’t consider previously covered conditions to be pre-existing. This means your pet will still be covered up to your plan’s maximum per incident benefit, even if treatment spans many months or years.
We consider each cruciate injury as a separate incident, as long as they don't occur and aren't treated at the same time. This means that if your pet injures his left cruciate ligament, we won’t consider later injury of the right ligament to be pre-existing as long as it occurs after the cruciate coverage waiting period.
Prostate problems, hormonal skin conditions, perianal tumors, mammary tumors, uterine and ovarian conditions, as well as injury due to motor vehicle or aggressive behavior whether or not your pet is spayed or neutered
We cover behavioral consults with, and/or medication prescribed by, a licensed veterinarian.
Our plans include coverage for pregnancy for most breeds. Please see our list of breeds not covered for pregnancy.
Our plans cover cremation costs as well as euthanasia for humane reasons.
When prescribed or provided by a licensed veterinarian to treat a covered accident or illness.
Veterinarians typically require pre-anesthetic blood work to be performed before a pet’s surgery.
Your pet can be treated by any licensed veterinarian anywhere in the world.
Stem cell therapy is used to treat degenerative joint conditions; feline kidney transplants to treat chronic kidney disease.
Pets Best plans have some exclusions, including pre-existing conditions, in order to keep premiums affordable. Please read our list of what's not covered.
What's Not Covered
Details available on What's Not Covered.
The following conditions have a 12-month waiting period before coverage begins, which will be waived* if your pet is examined by a veterinarian and determined to have no signs or symptoms of these conditions within 30 days of enrollment:
You'll receive a Pet Health Checklist upon enrollment.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company,
a Delaware insurance company. Independence American Insurance Company is a member of The IHC Group, an organization of insurance carriers and
marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions
to groups and individuals for over 30 years. For information on The IHC Group, visit: www.ihcgroup.com. Additional insurance services administered
by Pets Best Insurance Services, LLC are underwritten by Prime Insurance Company. Some existing business is underwritten by Aetna Insurance Company
of Connecticut. Each insurer has sole financial responsibility for its own products.