Current Pets Best Insurance customers: Please click here to see your plan information. Due to recent plan changes, the below details may not reflect your policy.
Our BestBenefit plans reimburse your choice of 70%, 80%, 90% or 100% of your vet bill for the diagnosis and treatment of accidents and illnesses, after a deductible. All BestBenefit plans cover the same accidents and illnesses – the only differences are the annual and lifetime limits offered by each level.
Here are some examples of what our BestBenefit plans cover:
- Emergency visits
- Hospitalization
- Specialist care
- Surgeries
- Outpatient care
- Prescription medications
- Cancer treatments
- MRI, CAT and X-ray
- Acupuncture (limited)
- Medication injections
- Lab tests
- Chiropractic (limited)
Plus, you choose any licensed veterinarian, specialist or emergency center anywhere in the world. We have no upper age limits for pets and we don’t use benefit schedules on our BestBenefit plans.
BestBenefit Plans for Dogs & Cats
 Plan Level: | Budget
| Level 1
| Level 2
| Level 3
|
| Annual Coverage | $1,000 | $5,000 | $10,000 | $20,000 |
| Lifetime Coverage | $5,000 | $100,000 | $150,000 | $200,000 |
For all plans:
A deductible is the amount that must be paid out of pocket before insurance reimbursement begins.
Pets Best Insurance plans have annual deductibles, which means the deductible must be met once per policy year.
Included Hereditary and Alternative Coverage
In addition to accident and illness coverage, BestBenefit plans include the following coverage.
| Plan Level | Budget | Level 1 | Level 2 | Level 3 |
| Hereditary Conditions Lifetime coverage
when enrolled before age 2, subject to separate deductible | $250 | $750 | $1,500 | $3,750 |
| Acupuncture and Chiropractic Annual coverage, subject to a separate deductible | $0 | $350 | $600 | $1,000 |
Questions about buying a policy?
BestWellness Optional Routine Care Coverage
BestWellness can be added to any BestBenefit plan to help pay for routine care coverage with no deductibles, and provides coverage of more than $400 annually for dogs and more than $500 annually for cats. BestWellness helps pay for teeth cleaning, spaying and neutering, vaccinations, annual exams and much more! Learn more about adding BestWellness to your plan.
What's Not Covered
All Pets Best Insurance plans have some exclusions, including pre-existing conditions, in order to keep premiums affordable. Please read What's Not Covered.
Other Pets Best Insurance Plans
We offer Cancer Only, Accident Only and Feline Illness Only plans for coverage for specific conditions, which may be ideal if you have a limited budget, a senior pet, or a specific health concern. These plans can also be added to BestBenefit plans for a second layer of coverage. Please note: BestBenefit plans already include coverage for accidents and illnesses, including cancer.