Pets Best Insurance offers four different types of pet insurance plans, plus a routine care option, so you can choose the perfect pet insurance coverage for your pet. Current customers: Please download a copy of your policy from your Customer Account. Due to recent plan changes, the below details may not reflect your policy.
Our BestBenefit plans offer the most comprehensive coverage for accidents and illnesses, including hereditary and congenital conditions. You'll receive up to 100% reimbursement of your vet bills, after a deductible. Learn what BestBenefit plans cover.
BestWellness routine care coverage can be added for an additional premium, and helps pay for routine care with no deductible to meet. Learn more about adding BestWellness to your plan.
Waiting periods are just 3 days for accidents and 14 days for illnesses and BestWellness, if purchased. Seven conditions are subject to a 12-month waiting period, which may be waived.*
The Feline Illness plan covers the diagnosis and treatment of feline illnesses, including diabetes and kidney failure. See the complete list of covered illnesses.
In addition to the exclusions listed on What’s Not Covered, Feline Illness does not cover undiagnosed conditions, accidents, routine care, acupuncture, or chiropractic treatment.
(Not available in Washington)
The Accident Only plan covers the treatment of accidents, including exams, X-rays, surgeries, hospitalization and medications. See the complete list of covered accidents.
In addition to the exclusions listed on What’s Not Covered, the Accident Only plan does not cover any illnesses, routine care, acupuncture, or chiropractic treatment. (Not available in Washington)
The Cancer Only plan covers the diagnosis and treatment of cancer, including exams, blood work, surgeries, medications and chemotherapy. If your pet develops cancer, a histopathology report diagnosing malignant cancer will be required for coverage.
In addition to the exclusions listed on What’s Not Covered, the Cancer Only plan does not cover any other illnesses, accidents, routine care, acupuncture, or chiropractic treatment. (Not available in Washington)
or call Pets Best at 866-440-2020
Learn how you can receive an automatic pet insurance discount*.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company,
a Delaware insurance company. Independence American Insurance Company is a member of The IHC Group, an organization of insurance carriers and
marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions
to groups and individuals for over 30 years. For information on The IHC Group, visit: www.ihcgroup.com. Additional insurance services administered
by Pets Best Insurance Services, LLC are underwritten by Prime Insurance Company. Some existing business is underwritten by Aetna Insurance Company
of Connecticut. Each insurer has sole financial responsibility for its own products.