If you've been comparing pet insurance companies, you'll be happy to know the following items are covered under your Pets Best Insurance BestBenefit plan.They will be reimbursed at your choice of up to 70%, 80%, 90% or 100%, after a deductible, up to your plan’s maximum benefit. To further compare pet insurance coverage, see a complete list of what’s covered on our BestBenefit Plan Information page.
Exam fees
When your pet is seen by a licensed veterinarian anywhere in the world for covered accidents and illnesses.
Prescription medications
Please see our list of covered medications (72 kb PDF)
Ongoing/chronic conditions
When your policy renews, we don’t consider previously covered conditions to be pre-existing. This means your pet will still be covered up to your plan’s maximum per incident benefit, even if treatment spans many months or years.
Older pets
We have no upper age limits for pets and we don’t reduce or cancel coverage based on your pet’s age.
Acupuncture and chiropractic treatments
Our plans include limited coverage for acupuncture and chiropractic treatments administered by a licensed veterinarian.
or call Pets Best at 866-440-2020
Cruciate injuries in both legs
We consider each cruciate injury as a separate incident. This means that if your pet injures his left cruciate ligament, we won’t consider later injury of the right ligament to be pre-existing as long as it occurs after the cruciate coverage waiting period.
Accidents that occur while hunting or in service
Consistent coverage regardless of spay or neuter status
We offer the same coverage and benefits regardless of whether your pet has been spayed or neutered.
Hereditary conditions
Some coverage for hereditary conditions is included if the pet is enrolled before age 2, subject to a separate annual deductible. Please see our short list of hereditary conditions.
Hydrotherapy and physical therapy
When provided by a licensed veterinarian to treat a covered accident or illness.
Behavioral conditions
We cover behavioral consults with, and/or medication prescribed by, a licensed veterinarian.
Pregnancy
Our plans include coverage for pregnancy for most breeds. Please see our list of breeds not covered for pregnancy.
Euthanasia and cremation
Our plans cover cremation costs as well as euthanasia for humane reasons.
or call Pets Best at 866-440-2020
Prosthetic devices and wheel chairs
When prescribed or provided by a licensed veterinarian to treat a covered accident or illness.
Pre-anesthesia tests
Veterinarians typically require pre-anesthetic blood work to be performed before a pet’s surgery.
Coverage while traveling with your pet
Your pet can be treated by any licensed veterinarian anywhere in the world.
For complete coverage details, please see the sample policy for your state.