If you've been comparing pet insurance companies, you'll be happy to know the following items are covered under your Pets Best BestBenefit plan.They will be reimbursed at your choice of up to 70%, 80%, 90% or 100%, after a deductible, up to your plan’s maximum benefit. To further compare pet insurance coverage, see a complete list of what’s covered on our BestBenefit Plan Information page.
When your pet is seen by a licensed veterinarian anywhere in the world for covered accidents and illnesses.
Hereditary and congenital conditions are covered under all BestBenefit plans. Examples of such conditions include: hip dysplasia, elbow dysplasia, glaucoma, IVDD, epilepsy, luxating patella, cherry eye and Wobbler Syndrome.
Please see our list of covered medications (72 kb PDF)
When your policy renews, we don’t consider previously covered conditions to be pre-existing. This means your pet will still be covered up to your plan’s maximum per incident benefit, even if treatment spans many months or years.
We have no upper age limits for pets and we don’t reduce or cancel coverage based on your pet’s age.
Our plans include limited coverage for acupuncture and chiropractic treatments administered by a licensed veterinarian.
We consider each cruciate injury as a separate incident. This means that if your pet injures his left cruciate ligament, we won’t consider later injury of the right ligament to be pre-existing as long as it occurs after the cruciate coverage waiting period.
We offer the same coverage and benefits regardless of whether your pet has been spayed or neutered.
When provided by a licensed veterinarian to treat a covered accident or illness.
We cover behavioral consults with, and/or medication prescribed by, a licensed veterinarian.
Our plans include coverage for pregnancy for most breeds. Please see our list of breeds not covered for pregnancy.
Our plans cover cremation costs as well as euthanasia for humane reasons.
When prescribed or provided by a licensed veterinarian to treat a covered accident or illness.
Veterinarians typically require pre-anesthetic blood work to be performed before a pet’s surgery.
Your pet can be treated by any licensed veterinarian anywhere in the world.
For complete coverage details, please see the sample policy for your state.
or call Pets Best at 866-440-2020
Learn how you can receive an automatic pet insurance discount*.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company,
a Delaware insurance company. Independence American Insurance Company is a member of The IHC Group, an organization of insurance carriers and
marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions
to groups and individuals for over 30 years. For information on The IHC Group, visit: www.ihcgroup.com. Additional insurance services administered
by Pets Best Insurance Services, LLC are underwritten by Prime Insurance Company. Some existing business is underwritten by Aetna Insurance Company
of Connecticut. Each insurer has sole financial responsibility for its own products.