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Extra Benefits

Advantages to Choosing Our Pet Insurance Plans

If you've been comparing pet insurance companies, you'll be happy to  know the following items are covered under your regular Pets Best plan. They will be reimbursed at up to 80%, after a deductible, up to your plan’s maximum benefit. To further compare pet insurance coverage, see a complete list of what’s covered on our Plan Information page.

These dogs deserves great pet insurance no matter what their ages

Exam fees

When your pet is seen by a licensed veterinarian anywhere in the world for covered accidents and illnesses.

Prescription medications

Please see our list of covered medications (PDF)

Pre-anesthesia tests

Veterinarians typically require pre-anesthetic blood work to be performed before a pet’s surgery.

Prosthetic devices and wheel chairs

When prescribed or provided by a licensed veterinarian to treat a covered accident or illness.

Hydrotherapy and physical therapy

When provided by a licensed veterinarian to treat a covered accident or illness.

Accidents that occur while hunting or in service

Cruciate injuries if the pet has pre-existing injury on opposite leg

We consider each cruciate injury as a separate incident. This means that if your pet injures his left cruciate ligament, we won’t consider later injury of the right ligament to be pre-existing as long as it occurs after the cruciate coverage waiting period.

Consistent coverage regardless of spay or neuter status

We offer the same coverage and benefits regardless of whether your pet has been spayed or neutered.

Ongoing/chronic conditions

When your policy renews, we don’t consider previously covered conditions to be pre-existing. This means your pet will still be covered up to your plan’s maximum per incident benefit, even if treatment spans many months or years. Compare pet insurance companies and you'll see that others may exclude or charge extra for this coverage.

Older pets

We have no upper age limits for pets and we don’t reduce or cancel coverage based on your pet’s age.

Behavioral conditions

We cover behavioral consults with, and/or medication prescribed by, a licensed veterinarian.

Acupuncture and chiropractic treatments

Our plans include limited coverage for acupuncture and chiropractic treatments administered by a licensed veterinarian.

Hereditary conditions

Limited coverage for hereditary conditions is included if the pet is enrolled before age 2. Please refer to our list of hereditary conditions


Our plans include coverage for pregnancy for most breeds. Please see our list of breeds not covered for pregnancy.

Euthanasia and cremation

Our plans cover cremation costs as well as euthanasia for humane reasons.

Coverage while traveling with your pet

Your pet can be treated by any licensed veterinarian anywhere in the world.

For complete coverage details, please see the sample policy for your state.

or call Pets Best at 866-440-2020