If you've been comparing pet insurance companies, you'll be happy to know the following items are covered under your regular Pets Best Insurance plan. They will be reimbursed at up to 80%, after a deductible, up to your plan’s maximum benefit. To further compare pet insurance coverage, see a complete list of what’s covered on our Plan Information page.
Exam fees
When your pet is seen by a licensed veterinarian anywhere in the world for covered accidents and illnesses.
FDA-approved prescription medications
When prescribed to treat covered accidents and illnesses.
Ongoing/chronic conditions
When your policy renews, we don’t consider previously covered conditions to be pre-existing. This means your pet will still be covered up to your plan’s maximum per incident benefit, even if treatment spans many months or years.
Older pets
We have no upper age limits for pets and we don’t reduce or cancel coverage based on your pet’s age.
Acupuncture and chiropractic treatments
Our plans include limited coverage for acupuncture and chiropractic treatments administered by a licensed veterinarian.
or call Pets Best at 866-440-2020
Cruciate injuries in both legs
We consider each cruciate injury as a separate incident. This means that if your pet injures his left cruciate ligament, we won’t consider later injury of the right ligament to be pre-existing as long as it occurs after the cruciate coverage waiting period.
Accidents that occur while hunting or in service
Consistent coverage regardless of spay or neuter status
We offer the same coverage and benefits regardless of whether your pet has been spayed or neutered.
Hereditary conditions
Coverage for hereditary conditions is included if the pet is enrolled before age 2. Please refer to our list of hereditary conditions.
Hydrotherapy and physical therapy
When provided by a licensed veterinarian to treat a covered accident or illness.
Behavioral conditions
We offer limited coverage for behavioral consults with, and/or medication prescribed by, a licensed veterinarian.
or call Pets Best at 866-440-2020
Pregnancy not related to breeding
Our plans include limited coverage for pregnancy for most breeds when not related to breeding. Please see our list of breeds not covered for pregnancy.
Euthanasia, burial and cremation
Our plans include limited coverage for burial or cremation costs as well as euthanasia for humane reasons.
Prosthetic devices and wheel chairs
When prescribed or provided by a licensed veterinarian to treat a covered accident or illness.
Pre-anesthesia tests
Veterinarians typically require pre-anesthetic blood work to be performed before a pet’s surgery.
Coverage while traveling with your pet
Your pet can be treated by any licensed veterinarian anywhere in the world.
For complete coverage details, please see the sample policy for your state.