How Pet Insurance Works

A veterinarian exams a dog with pet insurance. The pet insurance will reimburse the pet owners on their vet bill.

By Therese Pope, a freelance writer based in California.

As quality veterinary medicine becomes more advanced so does the rising cost of medical care for pets. Active pets, especially energetic puppies and kittens, are more likely to become injured; while illnesses and disease can affect pets of all ages. These unexpected trips to the vet can lead to expensive bills that take a big chunk out of your wallet.

As a result, proactive pet owners are now taking advantage of cost-saving pet insurance. According to the North American Pet Health Insurance Association’s report, 1.4 million pets were insured in 2014. By enrolling in pet insurance, you have peace of mind that your pet’s medical needs are well taken care of and you don’t have to worry about costly vet bills.

What’s Covered

Pet insurance companies offer a wide variety of plans to fit your pet’s coverage needs as well as your budget. Before signing up for a plan, carefully read the fine print and make sure you know what’s covered in your policy. Plan prices are based on a variety of factors including the coverage offered, as well as the pet’s age, location, and animal breed.

Pet insurance plans offer coverage for accidents and illness. Examples of accidents include broken bones, foreign object ingestion, and lacerations; while examples of illnesses include cancer, allergies, diabetes, and arthritis. Some plans may include emergency care, surgery, hospitalization, and hereditary and congenital conditions.

A few companies offer routine care plans to cover annual wellness visits, vaccinations, teeth cleanings, and so on. However, routine care plans are technically not considered pet insurance.

Pre-Existing Conditions Are Not Covered Read More…

Cat Breed Guide: Manx

A Manx cat with pet insurance from Pets Best.By Dr. Fiona, a veterinarian and writer for Pets Best, a dog insurance and cat insurance agency.

About the Manx

Weight:  8-12lb

Points of conformation: Medium sized cobby (compact) body with round features.  Small round tipped ears and short neck.  They have a slightly arched spine.

Coat: Dense, short, double hair coat with hard textured outer hairs.  Longhaired variety has silky textured medium length coat.

Color: All colors are accepted.

Grooming needs: Daily grooming is needed to prevent the undercoat from building up.

Origin: Isle of Man, England

Behavior Traits: Sweet and playful

Is a Manx cat right for You?Read More…

3 Reasons Cats Potty in Your Plants & How to Help

A cat stands next to the potted plant in the house where it often goes to the bathroom instead of in its litterbox.By Arden Moore, a dog and cat behavior expert and author of 26 best-selling pet books. She hosts the Oh Behave Show on Pet Life Radio and is a writer for the Pets Best pet insurance agency for dogs and cats.

You may be proud of your green thumb when it comes to growing an array of potted plants indoors until you discover your cat’s own feline “gardening” habits. Yes, some indoor cats view your indoor greenery as opportunities to munch on leaves and deposit “feline fertilizer” in the soil rather than using their litter boxes.

The consequences can be messy and smelly. Your cat’s urine inside the rich soil will emit a strong odor and his digging will spill dirt all over your floor. Aggressive digging cats can even uproot your prized plants and cause them to wilt and die.

I’m happy to report that you can have the best of both indoor worlds: a contented indoor cat and thriving potted house plants. First, it is important to understand why some cats do this.

Here are three top reasons behind this unwelcome cat behavior:

1. Some cats like the feel of soft dirt to dig out places to urinate or defecate.

2. Some cats are giving you a less-than-subtle signal that they view that their litter boxes are not clean enough to use.

3. The litter boxes you select may be too small for their liking or in locations that some cats wish to avoid – such as next to a noisy washing machine.Read More…

Reasons Why Dogs Growl While Their Tail Wags

A dog growls while still wagging its tail as it plays with its owner.By Arden Moore, a dog and cat behavior expert and author of 26 best-selling pet books. She hosts the Oh Behave Show on Pet Life Radio and is a writer for Pets Best a pet health insurance agency offering dog insurance and cat insurance plans.

When you really think about it, our dogs need to be bi-lingual. They not only must understand verbal and non-verbal cues from other canines, but they must comprehend what we are saying to them.

Our dogs are far better at interpreting “people speak” than many people are at correctly deciphering “dog speak.” Classic example: a dog wags his tail while getting head scratches, belly rubs or even hand massages down the spine. Suddenly, without warning or explanation (at least in the minds of us two-leggers), he starts growling.
Read More…

Dog Breed Guide: Cairn Terrier

A Cairn Terrier dog with pet insurance from Pets Best.

Dr. Marc is a veterinarian and writer for Pets Best, a dog insurance and cat insurance agency.

About the Cairn Terrier

Height (to base of neck): female 9.5″, males 10″

Weight:  females 13 lb, males 14 lb

Color: Any color except white, dark points are preferred.

Origin: Scotland

Coat: Double coat has wiry outer hairs and a soft undercoat.

Life Expectancy: 12 – 15 years

Energy level: High

Exercise needs: Moderate

Breed Nicknames: Short Haired Skye, Cairn

Is a Cairn Terrier the Right Dog Breed for You?Read More…

1 2 3 314