To be competitive and give you more choices, each pet insurance provider offers slightly different plans.
To help you decide, we've prepared an easy-to-understand description of the most important things you'll need to consider.
Choosing a higher deductible will lower your monthly plan price, but it means your out-of-pocket costs will be higher when your pet needs vet care. Choosing a lower deductible will increase your monthly price, but will lower your out-of-pocket costs. Pets Best offers a wide variety of deductible options so your plan is personalized to fit your budget.
The rising costs of veterinary medicine can sometimes make low coverage limits unrealistic. Choose a plan that covers the true costs of unexpected illness and accidents. Pets Best offers a complete selection of high coverage limits so you and your pet are well protected in the event of the unexpected.
Look for plans that cover accidents, illnesses, hereditary and congenital conditions, and optional routine care like Pets Best plans do.
or call 866-440-2020
Generally, reimbursement is calculated in one of two basic ways:
Look for plans that allow you to visit:
We believe you and your veterinarian should determine the best course of treatment for your pet. Choose a plan that doesn't limit your choices by using a benefit schedule
Pre-existing conditions are not covered by any pet insurance provider, whether or not the conditions were previously diagnosed or treated. Be sure the provider you choose is transparent and clearly lists what’s not covered.
In the event of a chronic problem such as diabetes or cancer, it’s important to know your plan will continue to cover the problem after your policy renews. Otherwise, illnesses may be considered “pre-existing” when it’s time to renew your policy. Pets Best provides continuous care coverage at no additional cost on all of its policies.
Your vet's staff members have heard all the news, good and bad, from other policyholders. Ask which pet insurance providers they recommend.
Be sure to choose a company with high customer satisfaction scores, fast claims processing and fast reimbursement, like Pets Best. When you have a question or need help with a claim, having a pet insurance company that employs pet lovers who truly understand can make all the difference.
We hope these ten suggestions leave you better prepared to make an educated choice in your pet insurance coverage and policy. Get started now with a free quote!
Learn how you can receive an automatic pet insurance discount*.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company,
a Delaware insurance company. Independence American Insurance Company is a member of The IHC Group, an organization of insurance carriers and
marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions
to groups and individuals for over 30 years. For information on The IHC Group, visit: www.ihcgroup.com. Additional insurance services administered
by Pets Best Insurance Services, LLC are underwritten by Prime Insurance Company. Some existing business is underwritten by Aetna Insurance Company
of Connecticut. Each insurer has sole financial responsibility for its own products.