In this Pet Health Insurance 101 series we help you better understand what we do at Pets Best, why we do it, and why you need it.
Looking for a pet insurance provider can be confusing. At Pets Best, we strive to stand out from the crowd and want to ensure you find the right coverage for you and your pet. Here are seven common reasons why customers love pet insurance offered by Pets Best.
Take your pets to any veterinarian you want
We want you to be comfortable with who’s taking care of your pet, so our insurance policies allow you to use any licensed veterinarian in the US, Canada, or Puerto Rico. We believe treatment decisions should be between you and your veterinarian, and that’s why we don’t tell your veterinarians how much they can charge. We simply help you pay for the best veterinary care available.
Premium options are flexible and affordable
We understand different people value their budgets in different ways. By allowing you to customize your annual limit, deductible, and reimbursement percentage, premiums can be affordable for any type of budget. Choosing the right pet insurance plan for you allows you to pick your annual limit of $5,000 or Unlimited, your deductible from $50-$1000, in $50 increments, and your reimbursement percentage of 70%, 80%, or 90%. Payment options are annual, quarterly, or monthly, and premiums never increase when claims are filed.
Pay deductible annually, not per incident
Many pet insurance companies require a per-incident deductible be met before they start paying claims. We reimburse approved claims as soon as the one-time, annual deductible is met.
Short waiting periods
Once you enroll your pet with a health insurance policy, we want you to be able to use it as soon as possible. The wait is only 3 days for accidents and 14 days for illnesses, and 6 months for Cruciate Ligament Events.
Medical records are not needed for coverage
When you’re filing a claim for an accident or illness involving your pet, the last thing you want to do is jump through hoops to get it done. Making the process as smooth as possible for everyone involved is what we aim to do. We do not require medical records or a physical exam to enroll pets in a pet health insurance policy.
We don’t discriminate
At Pets Best, everyone is welcome! We’ll insure dogs and cats from 7 weeks old up to any age. We don’t exclude senior pets from being allowed to get insurance. Additionally, we don’t have breed restrictions.
Pets Best also has claim pre-authorization capabilities, and as an option, can reimburse your veterinarian directly for higher than expected veterinary costs.
READ MORE about the benefits of insuring your dogs and cats with Pets Best…
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