Hereditary Limitations

Understanding Your Pets Best Insurance Plan

Limited coverage of the following conditions is available when your pet is enrolled before its second birthday, otherwise, coverage is excluded.

Hereditary Limitations – All Breeds

As applied to the Pets First, Pets Basic and Pets Premier policies of Pets Best Insurance.

  1. Factor I, II, VII, VIII, IX, X, XI and XII Deficiencies
  2. Von Willebrand Disease
  3. Hip Dysplasia
  4. Elbow Dysplasia
  5. Osteochondritis Dissecans
  6. Legg-Calve-Perthes Disease
  7. Cataracts in pets less than 6 years old – excluding secondary to trauma or DM
  8. Progressive Retinal Atrophy

Hereditary Limitations – Breed Specific

As applied to the Pets First, Pets Basic and Pets Premier policies of Pets Best Insurance.
  1. Corneal Dystrophy – Airedale, cocker spaniel, Cavalier King Charles Spaniel, miniature poodle, samoyed, Shetland sheepdog and Siberian husky.
  2. Urate Urolithiasis – Dalmatian
  3. Cystine Urolithiasis – Newfoundland, Irish terrier, Scottish terrier, Australian shepherd, basenji, bichon frise, bull-mastiff, Chihuahua, dachshund, English bulldog, mastiff, miniature pinscher, Pembroke Welsh corgi, pitbull terrier, Scottish deerhound, silky terrier and Staffordshire terrier.
  4. Xanthine Urolithiasis – Cavalier King Charles spaniel.
  5. Glaucoma – Beagle, Siberian husky and Welsh Springer spaniel.
  6. Copper Hepatopathy – Bedlington terrier.
  7. Epilepsy – Beagle, Belgian tervuren, dachshund, German shepherd, golden retriever, keeshond and Labrador retriever.

All congenital defects are considered pre-existing, as they have been present since birth, and are excluded from coverage.