Pets Best offers pet insurance plans for dogs and cats that cover accidents, illnesses, surgeries, cancer, and much more. With annual deductibles, and reimbursement levels up to 100%, it’s easy to choose the perfect plan for your pet.
BestBenefit plans from Pets Best offer comprehensive pet insurance coverage that pays on your actual veterinary bill, even for emergencies and genetic conditions. With four levels of annual coverage, BestBenefit plans can be customized to meet the pet insurance needs for your dog or cat, and your budget.
The Level 1 plan offers up to $5,000 in annual coverage for everything the Budget plan covers with five times the annual limit. Plus, the Level 1 plans includes coverage for acupuncture and chiropractic care. Overall, this is a great level of coverage for your four-legged family member, and is the most popular choice among customers.
The Level 2 plan offers up to $10,000 in annual coverage for everything the Level 1 plan covers with a higher annual limit. The Level 2 plan also includes higher level of annual coverage for acupuncture and chiropractic care. This plan is great for those wanting more than $5,000 in annual coverage, or those concerned with much higher than average unexpected veterinarian care for your four-legged family.
The Level 3 offers up to $20,000 in annual coverage for everything the Level 2 plan covers with a higher annual limit. The Level 3 plan also includes the highest level of annual coverage for acupuncture and chiropractic care. This plan is great for those wanting more than $10,000 in annual coverage, and offers your four-legged family member the highest level of annual protection.
The Budget plan offers up to $1,000 in annual coverage for accidents and illnesses, including cancer and hereditary and congenital conditions, and is our most basic level of coverage.
Learn what BestBenefit plans cover.
Waiting periods are just 3 days for accidents and 14 days for illnesses and BestWellness, if purchased. Seven conditions are subject to a 12-month waiting period, which may be waived.*
or call Pets Best at 866-440-2020
BestWellness can be added for an additional premium, and helps pay for routine care with no deductible to meet. Learn more about adding BestWellness to your plan.
We offer Cancer Only, Accident Only, and Feline Illness Only plans for coverage for specific conditions.** These plans are ideal if you have a limited budget, a senior pet, or a specific health concern. These plans can be purchased separately, or may be added to a BestBenefit plan to add additional coverage for specific health concerns. Learn more about specialized coverage plans.
The reimbursement level is the percentage you’ll be reimbursed of each actual vet bill, after a deductible.Reimbursement is provided for covered services up to your plan’s annual and lifetime coverage limits.
The following conditions have a 12-month waiting period before coverage begins, which will be waived* if your pet is examined by a veterinarian and determined to have no signs or symptoms of these conditions within 30 days of enrollment:
You'll receive a Pet Health Checklist upon enrollment.
*Florida and South Carolina residents: Waiver for 12-month waiting period on seven conditions is not available.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by Independence American Insurance Company,
a Delaware insurance company. Independence American Insurance Company is a member of The IHC Group, an organization of insurance carriers and
marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions
to groups and individuals for over 30 years. For information on The IHC Group, visit: www.ihcgroup.com. Additional insurance services administered
by Pets Best Insurance Services, LLC are underwritten by Prime Insurance Company. Each insurer has sole financial responsibility for its own products.