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Blog posts Categorized under ‘Pet Insurance News’

Getting cat insurance quotes

Posted on: June 15th, 2011 by

A cat with cat insurance looks at the camera.

Cat insurance plans vary just like dog insurance plans. You’ll want to compare the coverage provided from a few pet insurance plans before making your final selection.

But before you choose a plan and discuss it with the company’s representative, you’ll want to get some basic information. One way to compare health plans is to get cat insurance quotes from different companies.

You may also find that a plan’s premiums are simply cost-prohibitive. We don’t like to put a dollar value on pet health, but it’s best to find affordable coverage. You can get information about rate quotes on the pet insurance plan’s sites.

Putting in Your Cat’s Information

On the pet health insurance website, you’ll be asked to enter some information about your cat:
• Cat’s name
• Cat’s age
• Cat’s breed
• Your zip code (Some sites may require additional information.)

On most sites, your quote will automatically be calculated. You can then select the plan and deductible that will work best for you and your pets’ needs.

Pet Insurance Comparison: Plans
Some companies will also have a side-by-side comparison chart so you can see how they stack up against others. Most of the time a “sample” pet is used for the cat insurance comparison, such as a “domestic shorthair cat under 1 year old.”

Keep in mind that these pet insurance quotes are mainly for informational purposes, but they will give you an idea of a plan’s coverage costs. For more information about pet insurance visit www.petsbest.com.

Why you need cat insurance

Posted on: June 6th, 2011 by

A woman holds a cat that is protected by pet insurance.
Pet insurance is a relatively new idea considering how long veterinary services have been around. Although more people are now buying pet health insurance policies for their pets, it’s still a fairly small percentage of pet owners. An even smaller percentage of people purchase cat insurance.

The Myth that Cats are Self-Sufficient
Unlike dogs, cats are often seen as being much more self-sufficient—they don’t need to be walked, they groom themselves, and they’re “independent.” People also believe that cats are less likely to get into things that might be harmful. There is a perception that cats are such finicky eaters, for instance, that they would never eat something they shouldn’t.

Dangerous Situations for Indoor Cats
But think about it, cats often ingest parts of cat toys, especially string or metal parts, that can be very dangerous to their digestive systems. They will also eat foods that are toxic, like chocolate, if it’s appealing to them. And most cat owners have seen their pet chew on house plants, some of which can also be poisonous. These are just some of the reasons that cat owners should consider purchasing cat insurance for their pets.

Outdoor Cats
Despite statistics telling owners that cats with access to the outdoors have higher injury and death rates, many cats are still let out. This can result in vehicle accidents, fights, injuries from other animals and opportunities for your cat to eat things that are harmful. The subsequent injuries or traumas often need very costly vet interventions, like complicated surgeries.

It’s crucial for you as a responsible pet owner to consider purchasing pet insurance for cats. Despite your best intentions, there may still come a time when having a good cat insurance policy will give you peace of mind.

Cat health: Feline Allergies

Posted on: June 1st, 2011 by

A cat with cat insurance eats a meal from a dish.

Like dogs, cats can also have allergies. There are several different causes for cat allergies including flea bites, food allergies, atopy (inhaling something like pollen or dust) and immune-response allergies, which can be very serious. Many pet insurance companies will cover allergies so long as they are not preexisting conditions.

Food Allergy
Cats can have allergic reactions to foods that cause similar responses in humans—soy, dairy products, wheat, or meats. To determine if a cat is allergic to a substance, they must be exposed at least twice. If a reaction happens after only one exposure, it could be an isolated incident.

• Symptoms: These can include itchy rashes on cats’ heads, necks and backs. Often hair loss and sores will result from scratching. Less common is redness and a discharge from the ears.

• Treatment: After it’s determined that a food is causing the allergic reaction, treatment starts with changing the food to a hypoallergenic type.

Inhalant Allergy (Atopic Dermatitis)
Sometimes you will see an inhalant allergy as the seasons change and pollen gets in the air. But mold, dust, and other irritants can cause the reaction as well. You may see itching and rashes on the cat’s head, neck. Excessive licking can cause hair loss.

This type of allergy is hard to differentiate from allergic reactions caused by insect bites. Diagnosis is often made after skin tests. Because quality veterinary care can be expensive, looking for the best pet insurance for your cat is a good idea.

• Treatment: As with foods, try to identify the allergen and remove it from the cat’s environment. The cat can also be treated with antihistamines, but this will not cure the allergy.

Immune-Related Skin Allergies
These are a group of diseases that come from the body’s autoimmune system “attacking” the skins. It’s the most common allergy seen in cats and results in itching and small pustules. In severe cases, symptoms include a fever, loss of appetite, and lethargy.

• Treatment: This can include corticosteroids and immunosuppressive drugs.

Watch for symptoms and signs of allergies in your cat. Because cat health care can be expensive, be sure to find a pet insurance company that will provide coverage for allergies.

Wild animals and pet safety

Posted on: May 24th, 2011 by

A dog with pet insurance is safe outdoors on a leash.

If you have a pet, it’s a safe bet that you love animals in general and enjoy seeing wildlife. But pets and wildlife can be a lethal combination.

It’s important for you to keep your pets safe from dangers they might encounter from wild animals. Injuries and bites from wildlife have a serious impact on pet health care. Most pet health insurance includes coverage for those injuries, but it’s best to prevent them.

Dangers From Wild Animals
Many wild animals present a danger to our pets. As humans are increasingly encroaching upon wild animals’ natural habitats, wildlife has become more adapted to living in populated areas. Because of this, wild animals, especially predators, come into contact with domestic animals more frequently. There are a number of things you can do to protect your pets from harm by wild animals.

• Don’t leave you pet outside unattended – This is dangerous to pets on many levels. They can get lost, ingest things that make them ill, get hit by cars or injured and killed by wild animals. Many predators and even animals that aren’t considered predators, like raccoons, are nocturnal. So be careful, even when letting your dog out at night while you’re with him.

• Make sure your pets are vaccinated against rabies – While cases of humans getting rabies are now rarer, animals continue to be bitten by rabid wild animals. Some pet health insurance companies will even provide limited coverage for vaccines.

• Take measures to ensure that wild animals don’t have access to your home. Pets can be bitten by bats and other animals that come into your home. Be sure to look around your foundation, chimney and attic for areas that might allow an animal in.

• Do not leave pet food outside – Your pets’ food is like a buffet for wildlife. Keep their food bags in covered containers inside. Be sure that your garbage cans are closed and in an area that is inaccessible to wild animals.

• Notify local wildlife extension service agents – If you see a dangerous wild animal in your yard, notify the authorities.

• Clear debris and tree limbs from near your house – Snakes pose a very real threat to pets because they hide in woodpiles and underbrush. Pets will often not have any warning before being bitten. Clear the vegetation around your house. Keep tree limbs from your roofline to prevent tree-climbing animals from access to your home.

But no matter how conscientious you are about protecting your pet from wild animals, it’s a good idea to have pet insurance in case of unforseen attacks.

Siberian Husky

Posted on: May 23rd, 2011 by

A Husky with dog insurance sits for the camera.

The Siberian Husky is one of several arctic breeds, which also includes the Malamute. The Siberian is a compact, strong dog in the working group that is gentle and intelligent. A popular breed, especially for families, he can be a handful if not properly trained. It’s also a good idea to consider pet insurance for this breed.

Description
The Siberian Husky has a medium-sized head that is proportionate to the body. His ears are erect and triangular in shape. Like other dogs who must withstand extreme cold, the Husky has a thick double coat that can tolerate temperatures as low as minus 76 degrees. The coat can be gray, silver, sand, red and black and white. Often there are characteristic, striking markings on the head.

The Siberian’s distinctive eyes can be half brown, half blue or one blue and one brown eye. His coat has two heavy shedding seasons a year and the hair should be combed out. The Husky’s tail curves up over his back when he is alert or running. Another adaption to the cold weather is his large snow shoe feet which have hair between the toes to keep warm and to grip well on the ice.

The Siberian Husky ranges from 21 to 23 ½ inches tall for males and 20 to 22 inches for females. Weights are males—45 to 60 pounds and females—35 to 50.

Temperament
Although this is a very relaxed breed of dog, he is also very high energy. He likes to howl and gets bored very easily. Like most working dogs, he needs a “job” and short of that, lots of exercise or he can become destructive. Researching pet insurance and finding the best pet insurance plan for this breed is a good idea. Training Siberian Huskies can be tricky because they must be sure that their pack leader is strong and in charge. This is not the dog for a first-time owner.

This breed is very good with children and they are attached to their families. Not a good candidate for a watch dog, the Husky is friendly to strangers. He is compatible and safe with other pets in the household if he is raised with them.

Pet Health Concerns
Like many dogs this size, the Husky is prone to hip dysplasia. Also, this breed can have eye issues like corneal dystrophy. Yearly screenings for these problems is recommended from a canine ophthalmologist. It’s always a good idea to have dog insurance with this breed. Pet insurance coverage can help defray the costs of vet care for any breed you choose.

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