Dog owners generally purchase pet insurance because they know dogs will likely go through various bouts of illness and upset tummies throughout their lives.

But for puppies, such an incident can be very serious– as it often means the dog has Canine Parvovirus, otherwise known as Parvo. Parvo is a very dangerous pet health disease for puppies and elderly dogs that can turn deadly quickly.

Parvo virus infects the intestine and destroys the lining, causing severe bloody diarrhea and vomiting. What’s worse, the virus can live on surfaces for months and can spread very easily on clothing and shoes, infecting puppies that have had no contact with other dogs at all.

Treatment means hospitalization for at least three nights, and anyone whose pet has stayed overnight at the vet knows this is very costly without dog insurance.

According to Dr. Michael Dill, a veterinarian at Bienville Animal Medical Center in Ocean Springs, Mississippi, treatment for Parvo can even require ten days of non-stop hospitalization, which, without pet health insurance, could cost a pet owner hundreds or even thousands of dollars. But, “with appropriate treatment, parvo infected dogs have about 85 to 90 percent survival rates,” the veterinarian wrote in an article for the Biloxi-Gulfport Sun Herald.

Fortunately, routine puppy vaccinations, which can be covered with dog insurance plans include vaccinations for Parvo. These shots require multiple booster shots and return vet visits, so puppy owners should compare pet insurance to find a policy that will cover this routine.

The extra preparation is well worth it for your puppy’s health and your bank account. According to Dr. Dill, “At my clinic, a full set of puppy visits (four visits including examination, vaccines and fecal examination) is less costly than a single day of parvo treatment.”

Although there are now cat breeds that look wild, like the Bengal and Savannah, the Ocicat was the first breed to look like a wild animal. In 1964, the Ocicat was the accidental result of breeding an Abyssinian (which has a solid-looking coat but each hair is actually ticked with three colors like a deer) and a Siamese cat. Although the breed is somewhat rate, many pet insurance companies will still cover it.

The kitten has small dark spots on their body, making them look like a leopard or ocelot. The Ocicat has a distinctive spotting pattern with thumb-print sized spots in a classic “tabby” configuration. They look wild, but are domestic and have a gentle temperament. They have none of the issues that arise from exotic breeds that have wild blood, which is one of the reasons that many pet insurance companies will provide coverage for this kind of cat.

Description
As the breed developed, so did a variety of coat colors. The color descriptions are tawny, chocolate, cinnamon blue, fawn, lavender and silver. Ocicats are medium to large cats with athletic, muscular bodies. Females weigh between 6 and 9 lbs., and males weigh between 9 and 14 lbs.

Temperament
Ocicats are extremely intelligent, sometimes capable of opening their own cages. They are ideal companions with a sweet temperament, and they like to be with their owners, responding more like a dog. They enjoy vigorous play and will become bored if not “entertained” by the owners regularly. It is good to invest in a pet health insurance plan for this breed because of their curiosity.

Pet Health Issues
Fortunately, Ocicats are not prone to any genetic diseases or issues. Since 2005, the breed has been outcrossed with Abyssinians and no pet health problems have arisen yet. But if you are thinking of getting an Ocicat, it’s a good idea to check carefully with a breeder. Even though they are very healthy, you should consider cat insurance for typical cat illness coverage.

Doberman Pinschers are majestic dogs with a very distinctive look. Loyal, protective, and friendly, they unfortunately have the reputation of being aggressive. In fact, owners of Dobermans are sometimes required to carry dangerous dog insurance policies. But they are not dangerous dogs by nature.

Description
The Doberman, although lean and tall in appearance, has a compact muscular body with a long head. Their almond-shaped eyes are various shades of brown, depending on coat color. Their ears used to be routinely cropped at about 12 weeks, but because some consider it to be inhumane, and many pet health insurance companies won’t cover these costs, some Doberman owners allow the dogs’ ears to grow naturally, and flop over. Tails are often still docked. Usually within three days of birth.

The Doberman has a broad chest and straight, long legs. Coat colors can range from black, black and tan, bluish-grey, red, fawn, or white. Some dogs have markings over the eye, throat, legs, feet, and tail.

Size
Because they have long legs, Dobermans are often thought to be very large. But males are 26 to 28 inches tall, and females are 24 to 26 inches tall. Both sexes weigh between 66 and 88 lbs.

Temperament
Dobermans are very energetic, loyal, and affectionate. Hardworking and very easy to train after owner pack leadership has been established, every member of the family must be firm and confident when handling the Doberman. This lets them know their place in the pack and provides security. It is also a good idea to consider dog insurance for this breed, considering its energy level and size.

This breed needs lots of stimulation and exercise. Despite the unearned reputation as a dangerous dog, Dobermans make excellent therapy dogs and are gentle with children.

Pet Health Issues
Dobermans are prone to a condition called cervical spondylitis (wobbler syndrome) from fusion of neck vertebrae. Like other larger dogs, they also often get hip dysplasia. Albinism does occur and the gene can cause pet health issues such as deafness.

It may sound odd, but keeping up with good pet health care as well as pet insurance can be good for you too.

Besides the obvious reason that we want our animal companions to be well, taking care of pets has physical and psychological health benefits. The following are some examples:

Pet Ownership Promotes Responsibility
You often hear a good reason to get a pet for a child is that is promotes responsibility—the child learns to feed and care for another living thing. But it can also be good for adults. Looking after a pet and ensuring they have pet insurance, food, water and exercise helps you be a responsible person.

Physical Comfort
Petting your dog or cat after a bad day can have a comforting and relaxing effect on your body and mind. A cat jumping in your lap or a dog putting his wet nose on your hand can help tremendously if you’re feeling overly stressed. Studies have shown that just being around animals reduces blood pressure.

Emotional Wellness
“Unconditional love” is an overused term, but it aptly describes the kind of love that pets give you. They don’t care if you’re feeling snarky or irritable, they still like to be around you. Having pets can reduce isolation and promotes social activity. Walking with your pet or taking your pet to the dog park can up your socialization as well as your dogs’.

Benefits for Older Adults
There’s a reason why companion and therapy animals are often taken into nursing homes. Older people in that environment, who have often had to give up a pet, crave contact with a loving animal. Research even shows that older adults who have a pet have fewer doctor visits.