I Wish I Had Pet Insurance When…My Cat Got Stuck in the Garage Door

Pet insurance cat Thompson still loves hanging out in the garage.

About two years ago, our cat Thompson got into some trouble while we were at work. Like many cats, he loves hanging out in the garage, and sometimes he’d fall asleep on top of the door when it was open. One morning without us knowing, he got trapped between the garage door and frame.

When my husband got home, he noticed Thompson was stuck and quickly removed him from the door, but soon discovered he was paralyzed in his back legs. Because we didn’t have pet insurance and Thompson didn’t seem to be in pain, we didn’t rush him to the vet. Instead, we waited to see if he would recover on his own. Over the next few hours, we watched helplessly as our poor cat dragged his hind legs behind him.

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Pet Insurance Coverage: How Much is Enough?

Woman shops for pet insurance with her cat nearby.

When Cassie, a 7 year old Labrador Retriever, became lethargic and was unable to keep food down, she was rushed to the emergency room and underwent an enormous amount of tests to determine that she had a possible gastric ulceration. Cassie’s condition was extremely critical – she lost large amounts of blood and didn’t respond to immediate treatments. Facing a risky surgery, the owner was told that Cassie’s may not survive. During this time, the Dr. also discussed the option of euthanasia, but Cassie’s owner decided to go ahead with the surgery because she was a Pets Best Insurance customer. Cassie underwent surgery on the 28th of July to remove the gastric ulceration and required multiple blood transfusions in the process. She was very weak and required nearly constant care over the next five days, plus more tests, monitoring and additional blood transfusions, but she eventually healed enough to stand and walk on her own.

Due to the complexity of the operation and the constant care Cassie received during her treatment, the vet bill totaled more than $18,000. Cassie’s dog insurance policy was limited to a maximum of $7,000 after meeting the deductible, which Pets Best Insurance reimbursed her owners. Unfortunately, they were still left with more than $11,000 in vet bills.

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Seven Warning Signs in Senior Pets

No cat is too old for cat insurance from Pets Best Insurance!

It’s always important to bring your pets to the veterinarian annually to be examined, and even more important for senior pets. But when should you consider making that appointment a little earlier? Being able to recognize the clinical signs of common diseases seen in elderly pets will help them get the treatment they need and improve their chances of recovery.

Always consider pet health insurance before your pets are seniors and start having problems, so they can get the treatment they need. Pets Best insurance has no upper age limits for senior pets so they can be insured at any time! Here are the top 7 clinical signs to look for at home in your aging pets, and what diseases they may be associated with:

1. Increased thirst, with or without increased urination.
This should always be accompanied by a trip to the veterinarian’s office. There are many diseases that can cause this. Some are simple and easy to treat, such as a urinary tract infection, others are more complicated and serious, such as kidney disease or diabetes. Your veterinarian will want to run a urinalysis and potentially a blood panel to determine the underlying cause.

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The 6 Moods Your Dog Communicates

This pet insurance dog wants you to know how he's feeling.

Dr. Marc, Doctor of Veterinary Medicine blogs for pet insurance provider, Pets Best.

Just like people, dogs can communicate with each other and their environment. Unlike people, dogs do this largely without a ‘verbal’ language, but rather utilize body language. Even though many dogs have unique behavior characteristics that are individualized, certain body language is generally consistent with most canines. Understanding these cues can help you interpret how your dog may be feeling.

1) Playful, Frisky
This language says: “I want to play”, or that previous roughhousing was not construed as threatening. The body position will often resemble a ramp, with the head and torso are near the ground, and the back end is in the air. The tail is usually up and waging. Ears will be up and attentive, the mouth may be open.

2) Relaxed
Dogs in this state are generally at ease. They do not feel threatened by nearby activities. Dogs in a relaxed state are generally not directly engaged with others. These animals are usually approachable. Most of the time, the ears will be up without any forward press, the tails are down (not tucked), and their stance is loose with weight evenly distributed.

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3) Alert, Engaged 

In the alert phase, dogs are usually investigating something of interest or determining a course of further action regarding an environmental stimulant. Tails are usually stretched out horizontally, and often straight back, but not puffed. Ears are perked and placed forward. The mouth is usually closed. They may give signs of gathering sensory information such as smelling the air, twitching or rotating the ears, or tracking something visually.

4) Dominant (aggressive)
Dominant aggressive animals vary from fearful aggressive animals in that they are full of confidence. These animals will attack if their dominance is challenged. The tail is usually stiff, raised, and puffed out. The body is usually shifted forward (more weight on front legs). These dogs may be growling with lips snarled and teeth exposed. Often their hackles are raised, especially near the neck.

5) Fearful (possibly aggressive)
Animals will generally cope with fear in one of two ways. The first is fearful aggressive, the second is fearful submissive. In the fearful aggressive animal, fear is the predominant feeling, though they may attack if the sense of danger exceeds their threshold. These dogs will have their bodies lowered and their tails tucked. The ears are usually back and tucked against the head. Their hackles may also be raised.

6) Fearful (submissive)
These animals are also in a state of fear or stress, however, it is unlikely these animals will attack unless their body language changes. These animals can vary from general worry to submission. In early phases, the ears are back against the head and the hackles are down. The tail is down, but not necessarily tucked. They may wag their tail briefly in its down position. The body is generally in a lowered position. During a greater sense of fear these animals may become submissive. In this state, dogs will often roll on their back, may urinate, and have their tails tucked. Most animals in all states of submissive fear will try to avoid making direct eye contact.

Why pet insurance? Learn more about pet insurance and why customers love Pets Best in these pet insurance reviews.

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Top 5 Ways to Prepare Dogs for a Baby’s Arrival

A baby and puppy with dog insurance get to know each other.

September is national Baby Safety Month! If you have a dog and are expecting a baby, be sure to prepare your dog ahead of time. This can include dog insurance for financial peace of mind, and planning for the change in household dynamic.

Dogs can be confused and stressed when new parents suddenly shift their attention from them to the baby, and this often shows in unacceptable behaviors such as: jumping up; stealing things that belong to the baby; going into the baby’s room; barking when the baby cries; becoming pushy when the mother is feeding the baby; or jumping on the stroller or pulling out in front of it.

In addition to checking with your family’s pediatrician, try the following to help prepare your dog for your new family member’s arrival:

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