Some consumer reports compare pet insurance to buying an insurance warranty for your washing machine, dryer or other appliance. They also sometimes compare premiums paid for a hypothetical 3-5 year return. Unfortunately they miss the point when it comes to the value we place on our pets and the very rational for pet insurance. Here are a few reasons this comparison just doesn’t stack up:
1. First, cat and dog insurance, like any insurance plan, is designed to reimburse you or help pay for something you might otherwise not be able to afford. Pet insurance is not an “investment,” per se. Insurance, in general, is for future unknown events that may happen. Pet insurance, in itself, was created to help pet owners afford care for unexpected accidents and illnesses that often cost owners thousands of dollars, or more.
With a pet insurance plan an owner may “hit the jackpot” in terms or reimbursement, when a serious illness or accident befalls their pet, where they could receive thousands of dollars in benefits. On the flip side, a pet may not have an immediate need for pet insurance for years. You just never know.
Veterinary medicine involves lots of sloppy warm kisses and friendly tail wags on a daily basis. And overall, it’s a very rewarding profession. But not every day is all puppies, kittens, healthy pets and treatable diseases. As a veterinarian, I often see frustrating, sad and even gross things. Recently I posted a blog discussing surprising things your veterinarian loves. Here is my list of the top six least favorite appointments or procedures we see:
The top of my least-favorite list is any appointment or disease that stems from neglect or was preventable. Unfortunately this happens! It’s often hard for animal lovers and pet insurance enthusiasts to imagine that someone wouldn’t treat their pet like one of the family. But it does happen. Often the neglect isn’t malicious or intentional, but stems from lack of knowledge. For example, injuries sustained after leaping out of the back of trucks, which could have been prevented by tethering or securing the dog correctly (or not putting the pet in the back of a vehicle at all.) Other diseases of neglect could include sunburn from being outside too long, skin issues stemming from poor grooming habits or excessively long toe nails. Even periodontal disease that has been left too long can cause the pet pain and discomfort.
Everybody knows how annoying it is when you have a cough, especially one that seems to linger on and on. But what about when your pet coughs- in some cases it seems that they are literally going to hack up a lung. In no particular order, here are 7 of the most common reasons that your pet may be coughing– and some can be quite serious.
1) Kennel Cough
This highly contagious and common illness usually results in a dry, honking cough. The cough itself can last for weeks, especially untreated. Kennel cough increases the chances for developing pneumonia, which can be a very serious condition. Most dogs with kennel cough will act normally, but frequently have uncontrollable non-productive coughing spells.