Dr. Fiona is a veterinarian guest blogger for pet insurance provider, Pets Best.
Hi. I’m Dr. Fiona Caldwell; I’m a veterinarian at Idaho Veterinary Hospital. I’m answering questions from Pets Best Insurance Facebook page today. This question comes from Carrie who asks: Why do some cat litters cause wheezing? This is a great question. Cats can have different sensitivities to litter, some cats have no problems at all, and other cats can be more sensitive.
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Dr. Marc is a veterinarian guest blogger for pet insurance provider, Pets Best.
Hi. My name is Dr. Marc. I’m filming for Pets Best Insurance, answering some Facebook questions for you guys, at Broadway Veterinary Hospital, in Boise, Idaho. The next question comes from Marie. She has a 3-year-old house-trained dog, and it sounds like he jumped up on the bed, and immediately squatted and peed on the covers right in front of her. Her dog has never done anything like this before, and it seemed ashamed.
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Every month, we get a number of requests from people looking for pet liability insurance. Some pet owners aren’t sure how that differs from what we offer, so here’s a quick comparison:
• Pets Best Insurance plans help pay the vet bills when your pet is sick or injured.
• Pet liability insurance, sometimes called “dog bite insurance”, protects the pet owner in case their dog injures a non-direct family member.
Both types of insurance can provide peace of mind and financial assistance, and pet health insurance is a great idea for all pets, regardless of age or breed. But what about liability insurance? We worked with our friends at XINSURANCE to identify the top 3 reasons you may need pet liability insurance.
1. Your dog has a history of injuring people, even accidentally
Dog liability insurance can provide coverage in case someone is bitten, scratched, knocked over, or otherwise injured by your dog.
2. Your homeowners insurance excludes your dog’s breed
While most homeowners and renters insurance policies include animal liability, according to XINSURANCE, most of those plans also have breed restrictions. The breeds most commonly excluded from coverage are: bully breeds, Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds and Akitas.
Even if your dog isn’t on that list, double-check with your insurance provider to ensure you would be covered if your dog caused injury.
3. Your landlord or state law requires it
If your landlord requires liability insurance, you’ll usually have to provide proof of insurance before signing a lease or moving in. Your landlord will need to be added as an insured party, and XINSURANCE can do so at no additional cost.
If your state requires liability insurance, you may not to have carry proof. But if your dog injures someone, you’ll be personally responsible for related medical and legal bills, in addition to fines and other legal ramifications of not having been insured.
Get a quote for an XINSURANCE animal liability policy, available in all U.S. states except NY.
Hi. I’m Dr. Fiona Caldwell, I’m a veterinarian at Idaho Veterinarian Hospital. I’m answering questions from the Pets Best Insurance Facebook page today. This one comes from Diane who asks, “How many times a week should I brush my dog’s teeth?”
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Coleen Ellis, from the Two Hearts Pet Loss Center, is a Guest Blogger for Pets Best Insurance
In a previous blog, we talked about those elements that would make for a memorable ceremony to honor a pet and the life that was shared together. Let’s talk about some very interesting things that other people have been doing as they celebrate the life they shared with their special furry friend.
It was an honor to assist the Rock family as they remembered their St. Bernard, Cherokee. She was, as they called her, their first born, the only “daughter” and big sister to Forrest. Not only did the entire family love Cherokee with all of their hearts but the neighborhood and friends from miles away loved the big St. Bernard too.
Therefore, when she died, not only did the family want to have something to honor Cherokee but the neighborhood cherished the opportunity to come together to celebrate her. Friends flew in from states away, drove in from miles away, and showed up from blocks away; all to be a part of an event to talk about what Cherokee meant to them.
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