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Breed Guide: American Shorthair

Posted on: September 15th, 2014 by

An American ShorthairDr. Fiona is a veterinarian and writer for Pets Best, a dog insurance and cat insurance agency.

About the American Shorthair

Weight:  females 8-12lb, males 11-15lb

Points of conformation: One of the larger breeds with sturdy muscling and bones. Broad face with prominent cheeks.

Coat: Dense crisp hair coat

Color: Silver tabby is the most common, but there are many accepted colors and patterns.

Grooming needs: Moderate, light brushing twice weekly is usually sufficient.

Origin: Likely descendents of the British Shorthair.

Behavior Traits: Easy-going temperament.

Is an American Shorthair cat right for You?

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Pet Insurance 101: 5 Reasons You Need Pet Insurance

Posted on: September 12th, 2014 by

A veterinarian runs a checkup on a sick labrador retriever.

In recognition of September being Pet Health Insurance Month, we’re featuring a Pet Insurance 101 series to help you better understand what we do at Pets Best, why we do it, and why you need it.

Being a pet parent means your day-to-day life is full of little surprises, sometimes pleasant and other times not. The next time you’re faced with an unexpected vet bill, you won’t have to worry about using high-interest credit cards, borrowing money or worse, choosing euthanasia because you can’t afford to pay the bill. Knowing Pets Best is on your side, your pet can have the veterinarian recommended treatment without financial worry. A staggering 1 in 3 pets will need unexpected veterinary care each year.*

Here are five important reasons you need to get pet insurance as soon as possible:

1. Dogs & cats get sick

Just like human children, pet children can also get sick at a moment’s notice. Common symptoms like vomiting and diarrhea can happen often for small reasons or be signs of something more serious. Dogs and cats can also develop chronic illnesses such as allergies, diabetes, and cancer which can end up costing lots of money between the regular vet visits, surgeries, medications, and tests.

2. Dogs & cats get injured and have accidents

Whether your pet is mischievous, brave, or just unlucky, accidents can happen at any time including broken bones, torn nails, lacerations, or getting hit by a car, just to list a few. 4 out of 5 pets will  experience a medical emergency in their lifetime, according to Pets Best 2013 claims data.

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Customer Stories: Why Jena Loves Pets Best

Posted on: September 10th, 2014 by

Pets Best has been protecting Jena's dog Macy since 2013.

In honor of September being Pet Health Insurance Month, we’re featuring stories of real life Pets Best customers. Today we meet Jena, and her two year old golden retriever, Macy.

I found my 9 month golden retriever, Macy, about a year and a half ago and I fell instantly in love with her! I knew I would be one of those pet owners that would pay thousands of dollars, or do whatever it took to keep my dog healthy, if something happened to her. I spoke with my veterinarian about pet insurance options and he recommended Pets Best. After doing some research and speaking with the wonderful customer service representatives, I enrolled Macy under the plan. The representative I spoke with took the time to walk me through all of my options, the different costs, the services covered, and much more. I also found that the website was very helpful and intuitive. Ultimately, what made me choose to enroll Macy under Pets Best was that they had many different options with deductibles and coinsurance amounts that help fit individual needs and budgets, their customer service department was extremely helpful, without being pushy, and their insurance seemed to cover most services.

Filing claims is so easy, and Pets Best is always very timely to provide reimbursement and an explanation of benefits for Macy. I’ve found that Macy’s coverage is very affordable and well worth the cost. While premiums did increase this year, it was for a good reason; Pets Best will now cover hereditary conditions, which is so great for Macy, because hip dysplasia is common for many dogs, including golden retrievers. Pets Best also offers automatic bill pay which I really appreciate so I don’t have to remember to write a check every month.

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Breed Guide: Papillon

Posted on: September 8th, 2014 by

A PapillionDr. Marc is a veterinarian and writer for Pets Best, a dog insurance and cat insurance agency.

About the Papillon

Height (to base of neck): 8-11″

Weight: 9-10lbs

Color: White is the dominant color and patches can include any color.

Origin: Spain

Coat: Single-layered, flat abundant, long and silky.

Life Expectancy: 13-15years

Energy level: Moderate

Exercise needs: Low

Breed Nicknames:

Is a Papillon the Right Dog Breed for You?

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Pet Insurance 101: What’s Pet Insurance?

Posted on: September 5th, 2014 by

In recognition of September being Pet Health Insurance Month, we’re featuring a Pet Insurance 101 series to help you better understand what we do at Pets Best, why we do it, and why you need it.

Chances are, you’re like 91% of pet owners who consider their pet to be a member of the family.* As part of the family, we want our pet to live a long, happy and healthy life. Pet health insurance helps make this possible by reimbursing you on your veterinary bills so affording the best care for your pet isn’t a concern.

Pet insurance reimburses you on your veterinary costs to diagnose and treat your pets for covered illnesses and accidents. The illnesses covered range from short term vomiting and diarrhea, to chronic illnesses such as allergies, cancer, and diabetes. Some of the accidents and injuries covered include broken bones, lacerations, foreign body ingestion, and poisoning. There are also wellness plans available that will help to pay for routine care items like checkups, vaccines, and dental cleanings.

Pet insurance policies are reimbursement policies. This means you pay your veterinarian up front for services, and then pet insurance company reimburses you on the covered expenses. Be sure to choose a company that reimburses off the actual vet bill, rather than off a benefit schedule or some other pre-determined amount for maximum return.

Pet insurance in three simple steps

Click HERE for more information on the basics of pet insurance.

*No pet insurance company covers pre-existing conditions

*http://www.harrisinteractive.com/NewsRoom/HarrisPolls/tabid/447/ctl/ReadCustom%20Default/mid/1508/ArticleId/814/Default.aspx

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