If you’re like many pet owners today, you’ll do whatever it takes to keep your pet happy and healthy. Our plans help make that possible by offering reimbursement levels of 70%, 80% or 90%, after a deductible. We also offer a 100% level of reimbursement.
Veterinarian Dr. Marc, writes for pet insurance provider, Pets Best Insurance.
1) What are heartworms and how do dogs get them?
Heartworm dog disease, or dirofilariasis, is a potentially serious disease seen primarily in dogs throughout the United States (and other areas). Heartworm disease is transmitted by mosquito, meaning that dogs that spend even a short amount of time outside are susceptible to the disease.
Transmission occurs when a mosquito bites an infected host that is shedding microfilariae (immature heartworms). The microfilariae develop within the mosquito until the mosquito bites a new host and the larvae are transmitted. This is clinically important because without the mosquito, heartworm disease cannot be contracted. Once inside the new host, the heartworm larvae migrate and develop until reaching their ultimate destination in the pulmonary arteries. Once in the pulmonary arteries, the adult heartworms will start producing microfilariae and the life cycle starts over.
2) What are the signs and symptoms of heartworm disease?
Due to the systemic nature of having heart problems, many different symptoms are possible with heartworm disease. However, heartworm positive dogs are generally classified into one of 4 categories of symptom severity.
In class 1 animals, they generally have no clinical symptoms with the exception of a possible mild cough.
Dr. Jane Matheys, a veterinarian, guest blogs for pet insurance provider, Pets Best.
On the Pets Best Insurance Facebook page, Bonnie asked a question about cat health. She asks, “Are hyperthyroidism and chronic kidney disease linked in a causative manner, or are they just associated as many older cats develop both?”
Geriatric cats are prone to both hyperthyroidism and chronic kidney disease, so it’s not surprising that these conditions frequently coexist. The prevalence of concurrent kidney disease in cats with hyperthyroidism is estimated to be about 30-35%1, 2.
For a long time it has been unknown whether a true cause and effect relationship existed between the two, or if they are simply common in the geriatric feline independently. Recent research is slowly helping to make this less of a mystery, and it’s now known that thyroid function can definitely influence kidney function.
As someone who loves to travel, I often tell myself I’m going to start a special savings account. I’ll save a few bucks every week and before long, I’ll have enough to take an amazing vacation somewhere exotic.
Like many people, though, I haven’t actually started that savings account. And even if I did, there’s no guarantee it wouldn’t end up going toward car repairs, medical bills or other emergencies (water leaking through the kitchen ceiling, anyone?)
Because I can’t save for a fun vacation, I know I won’t have the discipline to save for un-fun veterinary bills. And I don’t think I’m alone– this is why pet insurance exists.
Can You Save Fast Enough?
Financial advisers sometimes recommend savings accounts instead of pet insurance. They argue that you can put a little away each month in anticipation of future vet bills. In theory, that sounds okay. But what if your “future” vet bill comes next week, or even a year from now? Will your savings account hold enough to cover it?
Even if you’re putting around $20 into the account each month, (which is more than the approximate cost of a pet insurance plan, monthly) basic math exposes the real weaknesses of pet health savings accounts. If your pet gets sick or injured two months in, you’ll only have around $40 at your disposal.
Dr. Marc, is a veterinarian and guest blogger for the highly rated dog insurance provider, Pets Best Insurance.
Hi. My name is Dr. Marc and I’m filming for Pets Best, answering some dog health Facebook questions for you guys at Broadway Veterinary Hospital in Boise, Idaho. This question comes from Sherry. Sherry has a 13 year old Sheltie. She says he has a quarter-sized hemorrhoid next to his anus. She first noticed this a couple of months ago. She kept an eye on it, and it hasn’t changed in size, and it doesn’t seem to bother him. Her question is, “Should I be concerned or not?”
My concern for you, Sherry, is that this has the potential to be something besides a hemorrhoid.
Dr. Marc is a dog dad of two, and a veterinarian guest blogger for dog insurance provider, Pets Best.
As a veterinarian, it is important to be able to relate with your clientele and patients not just on a professional level, but on a personal level as well. In part, this is why I’ve decided to write a blog about a medical case that involved my own dog, Tulah.
What happened and how did it start?
For the Christmas holiday in 2012, we had my wife’s family visit from another state and spend 5 days with us. As is traditional for our family, we had lots of snacks and good food for the season. On the second day during their visit, my little Pomeranian (Tulah) vomited. For her, this is very uncharacteristic. Furthermore, it was not just a little bit of spew, but several cups all over our couch. She seemed to be acting normal and eating ok so we were hopeful that the problem wasn’t serious. Over the course of the next 24 hours, she became lethargic and continued vomiting to the point that she couldn’t hold any food down at all.
Off to the vet clinic with her dad…
Knowing that Tulah had some serious ailment, I took her into my veterinary clinic. After running a blood panel, completing x-rays, and even performing a barium study (an x-ray dye study to watch how her intestines are moving),
Insurance plans offered and administered by Pets Best are underwritten by Independence American Insurance Company, a Delaware Insurance company. Independence American Insurance Company is a member of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE:IHC) and its operating subsidiaries. The IHC Group has been providing life, health and stop loss insurance solutions for nearly 30 years. For information on The IHC Group, visit, www.ihcgroup.com. In states in which Independence American Insurance Company’s new policy form has not yet received regulatory approval, policies will be underwritten by Aetna Insurance Company of Connecticut. To determine the underwriter in your state, please call Pets Best at 1-877-738-7237.
Please note: This blog is designed to be a community where pet owners can learn and share. The views expressed in each post are the opinion of the author and not necessarily endorsed by Pets Best Insurance. Always consult your veterinarian for professional advice.