If you’re like many pet owners today, you’ll do whatever it takes to keep your pet happy and healthy. Our plans help make that possible by offering reimbursement levels of 70%, 80% or 90%, after a deductible. We also offer a 100% level of reimbursement.
“And this year’s runner up is…the German Shepherd!” Although the Labrador Retriever and Golden Retriever edge him out by a nose, the German Shepherd is another popular dog breed. Like the top winners, this dog has very desirable traits – he’s family-friendly, fearless, alert and intelligent. Many German Shepherd owners know that having pet insurance for theirs, is an important peice of the pet health puzzle.
Description and Size
German Shepherds are well-muscled and strong. The head is chiseled and in proportion to its body. The eyes are almond-shaped and dark. Their ears are pointed and erect. German Shepherds have a medium length double coat and the colors vary from a lighter tan to black. Male Shepherds are between 24 and 26 inches high and weigh between 70 and 85 pounds. Females are 22 to 24 inches high and weigh between 60 to 85 pounds.
Character and Temperament
German Shepherds are very attached to their families, but can tend to be overly protective, especially around strangers. This is a trait that responds well to good training. Active socialization from birth will make him more open to others. They are great with children and usually good around other pets.
When a German Shepherd exhibits aggressive behavior, this is due to poor breeding and lack of training. They are excellent workers and thrive on hard exercise.
Like other large dogs, German Shepherds are prone to hip and elbow dysplasia. If possible, potential owners should check into the hip health of both parents. Another concern is that they are prone to bloat and shouldn’t be allowed to consume large amounts of food and water at once. Bloat can be deadly.
While the joy of owning a dog is far beyond the value of the dollar, the expenses of doing so certainly are not. Between food, toys, and medical expenses, our pets can be expensive members of the family.
There are some great ways, however, to be a proactive pet owner and cut down some of these expenses. In some cases one may be required to get a little creative and in others make an investment in the future—but however the costs are cut, it will be better for dog owner and dog in the long run.
Prevention and preparation are two very valuable tools when it comes to cutting down the cost of owning a pet. Purchasing quality food may seem expensive now, but will decrease the likelihood of digestive problems and allergies—which means less trips to the vet and less of the bills that come with it. Similarly, checking out pet insurance companies for the best pet insurance plans will help buffer the costs of diagnostic tests, accidents, surgeries, prescriptions, and a host of other procedures.
Getting pets fixed will also trim down costs. According to Spay USA, spaying or neutering pets will reduce their likelihood to roam as well as unwanted puppies or kittens. Wandering goes beyond surprised litters, also increasing the likelihood of dogs being hit by a car or otherwise injured. Many pet health insurance policies cover neutering and spaying within wellness packages, as well as surgeries that could result from an accident.
Obviously our pets can’t tell the difference between a Gucci collar and one purchased at the local dollar store—and cats will likely take more enthusiastically to a bath loofah than the $20 toy purchased from PetSmart. These extra costs can easily be avoided. When it comes to health coverage, however, obtaining pet insurance information could be a lifesaver, or at least a budget saver.
Anyone who has owned a dog or cat understands vet bills can be pretty hefty. Between routine check-ups, vaccinations and tests, the costs can really add up.
When an emergency arises, however, the prices of testing and treatment become incredible— sometimes reaching the thousands! When it comes to handling the costs of the unknown future, it is important to weigh whether pet insurance policies or putting away savings is best for your dog, and your bank account.
According to an article published on Investopedia.com concerning the economics of pet ownership, “Diagnostic testing can easily top the $1,000 mark and can be as high as $5,000 – this does not include surgical care or long-term treatments and medications.” For this reason, saving may not be so practical.
What happens if you have only just begun saving and your pet requires a $5,000 test or surgical procedure? It would seem that you would either have to scrape together the money or borrow it—because we all know what when it comes down to it, our pets are worth it. Dog and cat insurance companies make this unknown a much easier bite to chew. In all cases there will certainly be a limit to the amount that will be covered in an emergency. Regardless, if the surgery your pet needs is $5,000, a $7,000 limit will be more than enough—and a $250 deductible is certainly much easier to handle. Visit pets best insurance to learn about plan options.
The other factor to take into consideration is whether pet health insurance will cover prescriptions and tests. Routine care could also be covered under certain policies or packages, which could lighten the blow of vet bills all around. In all cases, it is a great idea to read dog and cat insurance information to understand what coverage is available for a particular company. Saving may seem cost effective in the long run, but when you realize the wide range of services that are included in many policies, you may think twice.
Hi, I’m Dr. Fiona Caldwell and I’m a practicing veterinarian at Idaho Veterinary Hospital. I’m at home today answering questions from Pets Best Facebook page.
The first question is, “My black dog seems to have more dandruff than other dogs. It’s especially noticeable after I give her a bath. Is there anything I can do to get rid of it?”
Black dogs do seem to have more noticeable dandruff just because of the contrast between their black fur and the whiter flakes of skin. If you are noticing it right after a bath, you might actually be drying the skin out a little bit. You might try using either a leave-in conditioner or a conditioning rinse, or a shampoo that’s meant to condition the skin. There are some supplements that can help as well, like fish oil or omega fatty acids. These can sometimes improve the quality of the skin health.
The next question is, “My dog caught kennel cough at doggy daycare just as she was due for her six month vaccination for kennel cough. I understand she didn’t need to be vaccinated again since she caught it, but the daycare manager won’t allow her back until she’s vaccinated. What would you recommend?”
Kennel cough is a tricky thing to vaccinate for because it can be caused by a number of different organisms and the vaccine only protects against one. If your daycare center requires a kennel cough vaccine, I would get her vaccinated. There is no harm in getting her re-vaccinated even if she already caught it. Obviously you wouldn’t want to do it while she’s sick, but once she’s feeling better, go ahead and schedule an appointment to get her vaccinated again. www.petsbest.com
It must be nice to keep a coveted title of “Most Popular Breed” year after year. Edging out the Golden Retriever and German Shepherd by a few hairs, the Labrador Retriever holds that title.
It’s easy to see why these sweet-tempered, family-friendly dogs remain a favorite and why so many owners also have pet insurance for this breed.
Description and Size
The Labradors’ coat color is black, yellow, or chocolate brown. They are a medium-sized, strong dog with an athletic, well-balanced body. They are referred to as a “short-coupled” breed—the body being the same or just a bit longer than it is tall.
Their shoulders are set back and form a 90-degree angle with the upper part of the foreleg. This enhances the mobility of their legs and gives them a strong forward reach. They have a wedge-shaped head and their eyes are medium-sized, set far apart and either brown or hazel. The Labrador Retriever’s coat is short, straight, very dense, and weather-resistant. Females are 21-24 inches tall and males are 24-28 inches. They weigh between 55 and 100 pounds.
Character and Temperament
Because of their sweet, easy-going nature, Labs are very good family companion dogs. They are also one of the smartest dog breeds. They do best with a “job” that will keep them physically active and mentally alert. So it’s vital that the Labrador gets plenty of exercise. They love water and are great swimmers.
Pet Health Issues
The Labrador is prone to hip and elbow dysplasia like other larger dogs. The average life span is 10—12 years. Keeping a Lab’s weight under control will help them stay healthy. For more information about dog insurance coverage for Labradors, visit Pets Best Insurance.
Insurance plans offered and administered by Pets Best are underwritten by Independence American Insurance Company, a Delaware Insurance company. Independence American Insurance Company is a member of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE:IHC) and its operating subsidiaries. The IHC Group has been providing life, health and stop loss insurance solutions for nearly 30 years. For information on The IHC Group, visit, www.ihcgroup.com. In states in which Independence American Insurance Company’s new policy form has not yet received regulatory approval, policies will be underwritten by Aetna Insurance Company of Connecticut. To determine the underwriter in your state, please call Pets Best at 1-877-738-7237.
Please note: This blog is designed to be a community where pet owners can learn and share. The views expressed in each post are the opinion of the author and not necessarily endorsed by Pets Best Insurance. Always consult your veterinarian for professional advice.