If you’re like many pet owners today, you’ll do whatever it takes to keep your pet happy and healthy. Our plans help make that possible by offering reimbursement levels of 70%, 80% or 90%, after a deductible. We also offer a 100% level of reimbursement.
While pet insurance can make a trip to the vet less stressful for the pet owner, pets may still feel uncomfortable.
The office is oftentimes cold, sterile, and uninviting. The smells are funny, and the waiting time is usually long and awkward. When it comes to visiting the vet, our pets experience the same kind of discomfort and anxiety as we do.
This office is a new place, or one that your pet likely associates with something negative (shots, surgery, medications).
Discount pet care is out there, but more often than not medical costs can run through the roof! So along with making sure your little ball of love is as stress-free as possible, managing the cost of veterinary care with cat or dog insurance will help you buffer the headache in the office. Here are some tips for making the most of your vet visit:
1. Make sure your animal has a security blanket. Okay, maybe not an actual blanket, but a familiar place or object that makes them feel safe—like a carrier, or a leash. Bring a familiar toy for some comforting smells from home.
2. Be sure to do a pet insurance comparison so you can better understand coverage. Just because you have cat or dog insurance doesn’t mean that everything is covered. When shopping for insurance for cats or dogs, take inventory of what services are covered prior to your vet visit. You don’t want any surprises!
3. Understand how your dog insurance plan works. Just having pet insurance isn’t enough. Make sure you really understand how the payment system works for that particular company. Find out what will be covered and what’s excluded.
April 27th is the second annual “Free Feral Cat Spay Day.” Homeless and feral cat populations continue to increase by startling numbers. The hope of creating this special cat spaying day was to make the public more aware of the plight of these homeless cats, which is considered to be a national epidemic. The public understands the importance of spaying and neutering. Check to see if cat insurance plan you consider covers spaying or neutering. Many pet insurance companies offer limited coverage with their wellness plans.
Vets Give Free Cat Spaying and Neutering
This event was launched last year by the Alley Cat Rescue (ACR). ACR’s president, Louise Holton, asked veterinarians to participate by offering at least two free spay or neuters to homeless and/or feral cats. 150 vets participated in the event. In addition to this one-day event, many communities are trying to make this issue more public year round.
Reduce the Feral Cat Population
Feral cats contribute to overpopulation and the public isn’t as tuned into this problem because they don’t hear about it. In the case of feral cats, a program called “trap-neuter-return” or TNR involves humanely trapping the wild cats, having them spayed or neutered and then returning them to their location.
Inspire Other Vets, Shelters and Public Involvement
The hope of this two-year-old program is to raise awareness and not just encourage more vets to participate, but include the community and help fund shelters’ low-cost spay and neuter programs. Positive action combined with the veterinary profession’s caring participants will help spotlight this issue. Many companies that offer insurance for cats are also helping to educate about the feral cat issue. Plan to learn more and help out!
Hi, I’m Dr. Fiona Caldwell and I’m a practicing veterinarian at Idaho Veterinary Hospital and I’m answering questions from Pets Best Facebook page today.
The first question comes from Donna who asks what I would recommend to feed a Schipperke with a sensitive stomach. She’s tried various formulas with salmon as the main ingredient but he doesn’t like it.
Schipperkes are a little, usually dark-colored haired breed with kind of fluffy hair. I wouldn’t say necessarily that they’re prone to sensitive stomachs, per se, as a breed in general, but sensitive stomachs as a whole in the population certainly can occur.
There are some things that you can do to try to find a dog food that’s going to work well for him and also provide the nutrients that he needs. Make sure when you purchase food from a pet store or wherever you’re getting the food to see if they have a money-back guarantee. A lot of times you can return these bags of food if he doesn’t like it. That way as you’re doing your experimenting to see what he likes and what works for his stomach, you can return these bags in the meantime.
There are a lot of brands that are actually advertised as meant for sensitive stomachs. That would be a great place to start. You could also contact your veterinarian. There are some prescription diets available that are formulated to be really easy on the stomach.
The next question comes from Kristin. “Why isn’t the smell of poop disgusting to my dog and why will she eat it when humans can’t get near it?” This is unfortunately a common thing for dogs, especially young dogs and puppies, and it is really disconcerting. There is probably an evolutionary reason for it. In the wild, dogs were trying to get the most nutrients as possible from their food so by eating their stool they might be able to get another kind of second run.
Obviously, in this day and age, this is not a behavior that you want to encourage because it can help perpetuate the life cycle of certain types of internal parasites. There are some medications available that make poop less interesting to dogs. This seems a little counterintuitive but they are out there. A lot of them are over-the-counter. Given to pets, they can sometimes help them to recognize that this isn’t something that they should eat. www.petsbest.com
Soon after leaving home for college, I got my first cat in 1996. While I wasn’t aware of pet insurance back then, it’s become something that I’ve contemplated in depth.
While I’ve owned various dogs and cats, one pet I will never forget is Charlie. Charlie was found on the streets of Chicago and picked up by animal control. He was a scrappy, naughty, tabby tom cat and he scratched his way into my heart.
With all this changeover in pets and the consistency of Charlie, it occurred to me that those pets who were or seemed to appear purebred had more pet health issues. Whereas I found myself comparing dog and cat insurance companies for my Persian and Ragdoll cats, the idea never occurred to me for Charlie. I began to wonder if there wasn’t some merit to being deemed a “rescue” animal. Maybe Charlie came from a long line of scrappers, and he somehow inherited “heartier” genes. Regardless, I wasn’t sure that pet insurance was right for him.
Then I found a study published in 1997 by the Department of Veterinary Sciences and others at Purdue University. In a study of over 23,000 dogs treated at North American veterinary teaching hospitals, it was found that, “the median age at death was lower for pure breed dogs compared with mix breed dogs.”
In speculating as to why this may be, the study suggested that, “selective breeding of dogs over time…has accelerated physiological aging.”
The study also made it clear that all the dogs in the study were well cared-for pets or show dogs. As all the observed pets were patients at teaching hospitals where costs are likely high, and many were likely referred from their own vets to these hospitals, the dogs had a history of proper veterinary care and vaccinations and were likely even covered by pet insurance companies.
Colleen Paige is founder of the Animal Miracle Foundation & Network and National Kids & Pets Day, April 26.
On kidsandpetsday.com, she offers tips for keeping kids and pets safe around each other.
According to the site, “National Kids & Pets Day is dedicated to furthering the magical bond between children and animals and to help bring awareness to the plight of pets in shelters awaiting new homes.”
Dogs, cats, and kids have a lot in common. Both pets and kids often try to push their boundaries and challenge their parents. Both can get cranky and lash out when sleepy or hurting. And both have potential to hurt the other, either by accident or on purpose. However, children and pets have a lot to offer each other, as well.
Some of the tips Paige offers on her site include:
•Teaching children to always ask first before petting a dog. Even friendly dogs can be startled by the sudden appearance of another set of eyes right at their level.
•Teaching children how to pet animals nicely and gently, avoiding running toward, yelling at, or pulling on an animal’s body parts.
•Never leaving children and pets unsupervised.
Just as pets can cause sudden and even accidental injury to children, children can cause injury to pets. Pet insurance should be on the list of all policies that parents with pets own. These policies can keep unexpected vet visits more affordable when sudden dog or cat health care is needed due to a cut paw, broken tail, or ingestion of crayons.
Insurance plans offered and administered by Pets Best are underwritten by Independence American Insurance Company, a Delaware Insurance company. Independence American Insurance Company is a member of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE:IHC) and its operating subsidiaries. The IHC Group has been providing life, health and stop loss insurance solutions for nearly 30 years. For information on The IHC Group, visit, www.ihcgroup.com. In states in which Independence American Insurance Company’s new policy form has not yet received regulatory approval, policies will be underwritten by Aetna Insurance Company of Connecticut. To determine the underwriter in your state, please call Pets Best at 1-877-738-7237.
Please note: This blog is designed to be a community where pet owners can learn and share. The views expressed in each post are the opinion of the author and not necessarily endorsed by Pets Best Insurance. Always consult your veterinarian for professional advice.