Pet Insurance Blog – Pets Best Insurance
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How to do a pet insurance comparison

Posted on: April 20th, 2011 by

A dog with pet insurance looks astute for the camera.

Owning pets can be very expensive, especially if you don’t have pet insurance. Online pet insurance companies understand that pet ownership is a very rewarding experience and they want to help you enjoy pet ownership as much as possible– not live in fear of high-priced vet bills or worry about negotiating care because of treatment costs.

While you have probably heard about the various pet health insurance providers that are on the market now, you may not know what to look for from an online pet insurance company.

When you go out in search of pet health insurance, one of the first things you will probably look at is the price. You may be surprised to find that most companies offer plans starting at very reasonable rates.

With companies like Pets Best Insurance, rates are based on three things: age of the pet, location and breed. Because of the variety of choices Pets Best Insurance offers in terms of plans and deductible amounts, there will likely be something that will fit everyone’s budget.

You will of course want to make sure that the policy you select covers the specific type of pet you own. But there are some other factors to consider as well. It’s important not to just base your choice of an online pet health insurance company on price alone.

If you’re looking into dog or cat insurance, it’s likely that you’re already concerned about pet health. But make sure that you take a look at what the pet insurance company is offering you for the price. Some pet insurance companies offer plans that cover the cost of vaccinations, worming, flea control, and even pre-existing conditions that have since healed—but not all companies will. Some plans are only intended to cover your pet if he becomes sick or injured. Also, look at the claim limits each of the insurance companies offer.

If you’re concerned about pet health and you have more than one pet, look into companies, like Pets Best Insurance, who offer a multi-pet discounts! They also cover older pets, so if you’ve decided to get a new puppy to keep your older dog company, it may be the perfect time to insure your whole four-legged family.

Pets Best Insurance also covers chronic and on-going conditions, so long as they’re not preexisting—so this can be very helpful if your pet comes down with something that cannot be cured right away.

For more information about Pets Best Insurance visit

The Bernese Mountain Dog

Posted on: April 18th, 2011 by

A Bernese Mountain Dog with pet insurance sits on the lawn.

The Bernese Mountain Dog breed originated in the mountains of Switzerland where they were working dogs that pulled carts and drove cattle. This is a wonderful breed that has recently been prone to health problems. So if you are considering this, or any dog, you may want to look into pet insurance.

This large breed dog is good with children and other pets, as well as being an excellent watchdog. While they are protective of their family, they aren’t overly aggressive or dominant.

The Bernese is a large, strong, but agile dog. His head is broad and flat on top. Their ears are medium, triangular, and set high. They has a bushy tail and his coat is a gorgeous, distinctive tricolor of black, rust and white. Their coat is rather long, is weather-resistant, and needs regular grooming, as it is quite thick.

This breed is very intelligent and will respond well if his owner has the leadership role in the relationship. He likes knowing the rules and does best with structure. If socialized well as a puppy, they are tolerant of strangers and bond well with their family or owner.

The male Bernese stands 24 to 28 inches high and weighs between 85 and 110 lbs. Females are 23 to 27 inches in height and weigh between 80 and 105 lbs.

Pet Health Issues
Unfortunately, this breed has recently developed a rather high occurrence of cancer at a relatively young age. This has decreased the average lifespan from 10 to 12 years down to 6 to 8 years. Like other large dogs, they are also prone to pet health conditions such as hip and elbow dysplasia.

Pet insurance special: Why growling is good

Posted on: April 18th, 2011 by

A dog with pet insurance gives a warning growl.

By: Judy Luther
Certified Professional Dog Trainer
For Pets Best Insurance

As funny as it may sound, as a dog trainer, I like it when a dog knows how and when to growl.

Growling is a very important form of communication that is used by dogs in many instances. You will often hear dogs growl during play with other dogs, while playing with their toys, and even when playing with humans.

You will also hear new born puppies and older puppies make a growling sound before they learn to bark. Dogs also growl when they are frightened, threatened, confronted, in pain, injured, sleeping, protecting something or someone or needing to convey to us that they want us to back off and get out of their space.

Growling is simply a vocalization. Just because a dog growls it does not mean he is aggressive or mean, it just means he has something to communicate.

One very important type of growl is the warning growl. I am thrilled when a dog gives a warning growl. This type of growl is done by the dog to tell you he is not happy, or does not want to be bothered. This growl is done by dogs before a snap or bite. If we listen to our dogs growl, we can understand they are telling us they want us to change what we are doing.

As a dog trainer, I often meet dogs who have been taught not to growl. Either by owners who feel this is the start of aggressive behavior, or by other trainers who do not understand the importance of this very valuable form of communication.

A dog who has been taught not to growl, is unable to give a warning before snapping or biting. The growl is a warning, which says, “I feel threatened. I am not happy and I need you to stop what you are doing!” If you do not heed the warning, the dog may resort to a bite.

Now let’s consider the dog who has been taught not to growl, he does not have a warning signal and resorts to snapping or biting to get his point across. Dogs that do not growl can be dangerous. Without a growl it is difficult to determine if they are about to bite. As a wise old dog once said “a dog will never bite, when a simple growl will do.” I don’ t know about you, but I would rather have a dog that growls.

One final thought on growling. If your dog suddenly growls at situations that normally would not bother him, or if you see a sudden behavior change, my first recommendation is make an appointment with your veterinarian to rule out a pet health problem. Your dog could be experiencing a medical problem, causing him to be uncomfortable, and grumpy.

National Pet ID Week – April 18-24

Posted on: April 18th, 2011 by

A Chihuahua with pet insurance wears a pet ID tag.

As a pet insurance company, we’re taking part in April’s month-long observation of “National Pet Month.”

The week of April 18-24 is “National Pet ID Week.” Which is why this is an important time to note that only about 2% of cats and 15% of dogs who are lost are reunited with their owners.

Here’s another scary statistic—one in three pets will get lost at some time in their lives! If you love your pet, wouldn’t you do anything to prevent that from happening? Aside from ensuring your pet has the best pet insurance, making sure that your pet has adequate identification can be very helpful in the event that he is lost, and is also part of good pet health care.

Means of Identification
• I. D. tags on collars: It’s probably true that more people put IDs on dog’s collars and many cats aren’t wearing collars. People mistakenly think that a cat will not tolerate a collar, but they will once they’ve adapted and the fit is correct.

• Tattoos: Horses have been tattooed for years on their inside upper lip as a form of ID. Some people opt to have their pets tattooed with ID. These are usually on the tip of the ear or groin area.

• Microchipping: This is a more recent form of putting IDs on pets. A tiny microchip, about the size of a grain of rice, is implanted under your pet’s skin. Each chip has a unique number that is registered to the animal and entered into a national database. While most pet health insurance companies won’t cover microchipping, most vets and animal shelters now use a wand that can read the microchips, and consider it an important part of pet ownership. Many shelters now provide chipping before a pet is adopted.

What Else Can I Do?
Here are some things you can do to help if your pet is lost, even if he has ID:

•Have a recent photo of your pet. This will help if you need to create a lost pet flyer.
• Make sure your dog’s license is current.
• Include your cell phone number on your pet’s ID tag.
• Have a list of people who know your pet. They will be good candidates to be on the lookout if your pet is lost.
• Always keep pet safety in mind when walking or running with your dog.

Pet health: Dog nutrition

Posted on: April 14th, 2011 by

A dog with pet insurance maintains proper pet health with a balanced diet.

Much like with cats, overfeeding has resulted in obesity in dogs and is currently one of the worst pet health problems. Before trying any new diet for your pet, be sure and talk to your veterinarian about her recommendations.

If you’re considering dog health insurance, another way you can contribute to keeping vet costs down is by providing your pet with the best pet insurance paired with the right nutrition.

What are the best dog food choices?
According to, the ingredients in dog foods must meet standards set by the Association of American Feed Control Officials (AAFCO) and includes protein (amino acids), fatty acids, vitamins, minerals, and other essential nutrients. So check the dog food’s label to see its nutritional contents. There are no brands that are necessarily better than others, it’s an individual choice. Your vet may advise you on your dog’s specific pet health needs.

How often and how much?
A good staring point is the dog food label’s recommendations, but adjust the amounts to your dog’s weight, age, and activity level. Puppies, whether they’re new born puppies or a bit older, will have different needs, but it is best to feed adult dogs twice a day.

What if my dog is finicky?
Sometimes, pets will stop eating a food that they previously liked. It could be that they’re just bored with it, but it can also be a sign of illness. If you offer them something else and they show interest, it might just be time to switch food.

Some guidelines for switching a pet’s food:

•Good dog health care: Keep an eye on their eating behavior. Vomiting or refusing to eat means you should see your vet.
•Allow six to seven days to switch to a new food: This gives your dog time to adjust. Mix one-quarter of the new food in with three-quarters old food for the first two days. Gradually increase the new food by quarters.