Pets Best Insurance Blog

Blog posts Categorized under ‘Dog Insurance’

Pets Best Insurance Has New Plans!

Posted on: February 12th, 2013 by

At Pets Best Insurance, we pride ourselves on being an innovative company. Our President and Founder, veterinarian Dr. Jack Stephens, founded pet insurance in the United States over 30 years ago. We continuously gather client feedback so our plans fit the needs and budgets of pet owners.

Three Types of Pets Best Insurance Plans                                                                       

1. BestBenefit plans

BestBenefit plans cover the diagnosis and treatment of accidents and illnesses. You can choose a deductible as low as $0, and a reimbursement level up to 100%.

Examples of coverage include: accidents, illnesses, prescription medications, emergency care, specialist care, acupuncture, chiropractic care and hereditary conditions.

2. Plans for Specific Conditions

We also have plans that cover accidents only, cancer only, or specific feline illnesses. These plans can be purchased separately or added to a BestBenefit plan for increased benefits for the specific conditions covered. You can choose a deductible as low as $0, and a reimbursement level up to 100%. A Pets Best Insurance sales agent can help you review your coverage options.

Accident Only

The Accident Only plan covers the treatment of accidents, including exams, X-rays, surgeries, hospitalization and medications.

You may want to add this plan to a BestBenefit plan if your dog is at a high risk for accidents. For instance, if you live near a busy road, on a farm, or you have an “escape artist” dog that loves to find trouble.

Cancer Only

The Cancer Only plan covers the diagnosis and treatment of cancer, including exams, blood work, surgeries, medications and chemotherapy. Cancer Only plans start at $8 per month.

You may want to add this plan to a BestBenefit plan if you have a breed that is prone to cancer, like Boxers, Golden retrievers, German shepherds, Rottweilers and Doberman pinschers.

Feline Illness

The Feline Illness plan covers the diagnosis and treatment of feline illnesses, including diabetes and kidney failure. Feline Illness plans start at $4 per month.

Feline Illness plans may be a great option for older cats who aren’t very active, but may face illnesses in the future.

3. BestWellness Routine Care Coverage

Routine care coverage helps pay for your pet’s regular veterinary visits. Routine checkups, dental cleanings and blood work may help to catch disease early and ensure a longer, happier life for your pet. It’s an excellent way to budget for your pet’s expected medical expenses.

BestWellness coverage includes: vaccinations, spay/neuter, annual exam, blood work and teeth cleaning.

The BestWellness Plan can be added to any BestBenefit plan at enrollment or annual renewal for $22 per month. There is no deductible to meet, and annual benefits for covered services are up to $480 for dogs and $545 for cats.

What is Cherry Eye and Is There a Quick Fix?

Posted on: February 4th, 2013 by

Bulldogs are prone to cherry eye.Dr. Fiona is a veterinarian guest blogger for the highly rated pet insurance company, Pets Best Insurance.

On the Pets Best Insurance Facebook page, Justin asked about cherry eye and if there’s a quick way to treat it. Great question Justin, cherry eye can be a common condition in dogs so I’ll go over the basics and how it’s treated.

What is Cherry Eye?

Dogs have an opaque third eyelid with a tear gland, which usually can’t be seen. When there is defect in the tissue of the third eyelid, the tear gland prolapses (bulges).

What Does Cherry Eye Look Like?

It looks like a fleshy red mass in the corner of the eye. It can be in one eye or both.

Do you Need to Treat Cherry Eye?

Treatment is needed to prevent the tissue from drying out, and to prevent future problems with ‘dry eye’ which could require daily artificial tears for your dog.

How Do You Treat Cherry Eye? Is There a Quick Way to Help Cherry Eye? (more…)

6 Reasons Your Dog May Shiver

Posted on: January 31st, 2013 by

This dog is shivering because it’s cold, learn the other reasons dogs shiver.Dr. Marc is a veterinarian guest blogger for pet insurance provider, Pets Best.

First let’s start with clarifying what shivering (or trembling) is versus what a seizure is.

A seizure is when the dog suddenly loses all body control, paddling their legs, jerking or convulsing. It can last for a number of minutes. To learn more, visit Dr. Fiona’s blog post on dog seizures.

Shivering is when a dog can make eye contact with you and respond to you, but its body is shaking. Shivering can vary from minimally, to a lot, but the dog still has control of its body.

6 Reasons Your Dog May Shiver

1) The most common reason a dog shivers is due to being cold. A normal dog’s temperature may be as high as 102.5 F. Since a dog’s body is warmer than a persons, just touching your dog won’t accurately let you know if they’re cold or not. So be careful during the winter months with dogs being outside, especially little dogs. (more…)

Why Doesn’t Pet Insurance Cover Pre-Existing Conditions?

Posted on: January 14th, 2013 by

Dog gets examination at the vet.
Question: Why doesn’t pet insurance cover pre-existing conditions? My pet has chronic kidney disease which is very expensive, but none of the pet insurers will cover this condition.

Answer, by Dr. Jack Stephens, DVM, founder of pet insurance in the U.S. and President of Pets Best Insurance

Insurance is purchased to protect oneself against future unknown events that result in loss. In the case of car insurance, the loss could be in the form of a damaged vehicle. In the case of homeowners insurance, the loss could be in the form of a flooded basement. And in the case of pet insurance, the loss comes in the form of a pet needing veterinary care.

About the Insurance Pool (more…)

Dog Won’t Potty Outside

Posted on: January 11th, 2013 by


Hi. My name is Dr. Marc and I’m filming for Pets Best Insurance, answering some Facebook questions for you guys at Broadway Veterinary Hospital in Boise, Idaho.

This question comes from Brittany. She says: “My dog is one who will not go potty outside at all. He’s a rescue and was really traumatized” by events prior to her getting him. She says, “We walk him, reward him, and nothing seems to work, including taking his potty pad out, and playing with him for a long time. He just won’t go outside. He still waits until we are inside before he’ll go,” she says. “I know he gets it because he’ll use a potty pad. He is 35 pounds and this is getting out of control”. (more…)

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