Pet Insurance Blog – Pets Best Insurance

Blog posts Categorized under ‘Dog Insurance’

Why Pet Insurance? The $2,000 Pistachio

Posted on: April 11th, 2013 by

Tulah ate a pistachio that caused an intestinal blockage requiring surgical removal.

Dr. Marc is a dog dad of two, and a veterinarian guest blogger for dog insurance provider, Pets Best.

As a veterinarian, it is important to be able to relate with your clientele and patients not just on a professional level, but on a personal level as well. In part, this is why I’ve decided to write a blog about a medical case that involved my own dog, Tulah.

What happened and how did it start?

For the Christmas holiday in 2012, we had my wife’s family visit from another state and spend 5 days with us. As is traditional for our family, we had lots of snacks and good food for the season. On the second day during their visit, my little Pomeranian (Tulah) vomited. For her, this is very uncharacteristic. Furthermore, it was not just a little bit of spew, but several cups all over our couch. She seemed to be acting normal and eating ok so we were hopeful that the problem wasn’t serious. Over the course of the next 24 hours, she became lethargic and continued vomiting to the point that she couldn’t hold any food down at all.

Off to the vet clinic with her dad…

Knowing that Tulah had some serious ailment, I took her into my veterinary clinic. After running a blood panel, completing x-rays, and even performing a barium study (an x-ray dye study to watch how her intestines are moving), (more…)

Top 3 Reasons You May Need Dog Liability Insurance

Posted on: March 7th, 2013 by

Liability dog bite animal insurance banner
Every month, we get a number of requests from people looking for pet liability insurance. Some pet owners aren’t sure how that differs from what we offer, so here’s a quick comparison:

• Pets Best Insurance plans help pay the vet bills when your pet is sick or injured.
• Pet liability insurance, sometimes called “dog bite insurance”, protects the pet owner in case their dog injures a non-direct family member.

Both types of insurance can provide peace of mind and financial assistance, and pet health insurance is a great idea for all pets, regardless of age or breed. But what about liability insurance? We worked with our friends at XINSURANCE to identify the top 3 reasons you may need pet liability insurance.

1. Your dog has a history of injuring people, even accidentally
Dog liability insurance can provide coverage in case someone is bitten, scratched, knocked over, or otherwise injured by your dog.

2. Your homeowners insurance excludes your dog’s breed
While most homeowners and renters insurance policies include animal liability, according to XINSURANCE, most of those plans also have breed restrictions. The breeds most commonly excluded from coverage are: bully breeds, Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds and Akitas.

Even if your dog isn’t on that list, double-check with your insurance provider to ensure you would be covered if your dog caused injury.

3. Your landlord or state law requires it
If your landlord requires liability insurance, you’ll usually have to provide proof of insurance before signing a lease or moving in. Your landlord will need to be added as an insured party, and XINSURANCE can do so at no additional cost.

If your state requires liability insurance, you may not to have carry proof. But if your dog injures someone, you’ll be personally responsible for related medical and legal bills, in addition to fines and other legal ramifications of not having been insured.

Get a quote for an XINSURANCE animal liability policy, available in all U.S. states except NY.

Why Do Basset Hounds Get Ear Infections?

Posted on: March 1st, 2013 by

basset hounds are prone to ear infections.Dr. Marc is a veterinarian guest blogger for pet insurance provider, Pets Best.

Today’s question was posted on the Pets Best Insurance Facebook page. Joe asked, “Why does my Basset Hound get ear infections?” Great question Joe, I’ll explain a bit about ear infections and why Basset Hounds are prone to them.

How are ear infections caused? Are there ways to prevent them?

Some ear infections are just spontaneous with no understood cause. Others can be set off by allergies or by moisture being retained in the ear. If the dog has allergies, controlling them with allergy medications will decrease ear infection break-outs. If it is more related to moisture, regular ear cleanings can help prevent the infections.

Why are ear infections common to Basset Hounds? (more…)

6 Heart Health Benefits of Pet Ownership

Posted on: February 28th, 2013 by

dogs help people have good heart health.

If you love dogs and cats, being around them probably puts you in a better mood. But did you know, interacting with dogs and cats has actual measurable benefits your heart health?

According to the American Heart Association:

1. Improved Health Status of Heart Patients

Dogs ease anxiety and improve the health status of hospitalized heart failure patients.

2. Anxiety Decreases

Researchers found that anxiety scores dropped 24 percent for participants who received a visit from the volunteer-dog team. Scores for the human volunteer-only group dropped 10 percent and the at-rest group’s score did not change.

3. Epinephrine Decreases (more…)

3 Dog Breeds You’ve Never Heard Of

Posted on: February 26th, 2013 by

At the 2013 Westminster Kennel Club Show, Best in Show went to an Affenpinscher. Never heard of the breed?  How about the Nova Scotia Duck Tolling retriever or the Finnish Lapphund that were at Westminster? Learn about these three lesser known dog breeds below, who knows, maybe one of the breeds would be a great fit for your family and lifestyle!

1) Affenpinscher

According to the American Kennel Club:
Affenpinscher dog breed.

“The Affenpinscher (translated from German as Monkey-Terrier) is a peppy dog that has the face and impish nature of a monkey. This wire-haired terrier-like breed acts like a bigger dog as he proudly struts around. The coat of an Affenpinscher is usually black, but they also come in gray, silver, red, belge or black and tan.

One of the most ancient of toy dogs, the Affenpinscher originated in Central Europe (Munich, Germany and France), where they earned the nickname “little devil with a moustache.” During the 17th century, small terriers were frequently kept around stables, on farms or in stores where they served as ratters. Bred down in size, these small terriers became companions in the home and kept mice from overrunning their mistresses’ boudoirs.”

2) Nova Scotia Duck Tolling Retriever (more…)