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Cat health insurance: What you need to know

Posted on: January 13th, 2011 by

Two kittens with cat insurance play.

If you have a new born kitten, one of the first things you’ll want to look into will be finding the best cat insurance plan for your kitty.

Cat health insurance not only will give you peace of mind, it will help you avoid costly medical bills. Pet health insurance can help you afford to keep your cat healthy.

Choosing a cat insurance company can seem overwhelming. You can find a number of companies by typing “online pet insurance” into your favorite search engine.

Once you have a list, you’ll want to compare cat insurance companies closely. You want to compare how much they will reimburse you after your deductible is met. It will either be a percentage of the bill or an allotted dollar amount based on the terms of the contract.

The next thing that you will want to look at and compare is the deductible and monthly premium for your pet insurance policy. The deductible is the amount you must pay before the insurance will cover any treatments or services. If you choose to go with a lower deductible, then you will most likely have to pay a higher monthly premium. Higher deductible plans are a good choice if you are looking for coverage in case of a serious illness or injury. This type of coverage can save you from the enormous costs of care for major accidents or illnesses.

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