Percy is one of our three beloved mutts. He was on his last legs at the local shelter, so we adopted him with the full knowledge that he was very wild and active, and had already been returned three times to the shelter.
As a veterinarian, I felt well equipped to handle his various wounds, daily accidents, the sutures, the upset stomachs and the ear infections. But when he needed intensive surgical intervention, I did not want to operate on my own dog. In the last five years, pet insurance has covered his six broken teeth (which needed root canals), his bloat surgery, his liver biopsies, his ultrasounds and his corn-cob-eating and subsequent surgery.