Can you imagine being faced with the cost of catastrophic illness or accident for any member of the family? Most of us hate to consider going without health insurance for all of our family members.

Pets remain childlike forever, curious about everything around them and susceptible to injury from running, jumping and playing. Pets use their mouths like children use their hands, so swallowing objects or getting injured is common.

You can't predict when accidents or illnesses will happen, but a Pets Best Insurance plan will help you deal with unexpected veterinary costs, so you'll know you're providing the best care for your pet. Enrollment is simple, and plans are affordable.

Is pet insurance the right choice?

We're pet lovers, too. We've seen what happens when a pet owner can't afford the veterinary treatment a pet so desperately needs; in the worst of cases, they may resort to putting their beloved pet to sleep. We can think of few things so awful, yet so preventable.

If something happens to your pet, you should worry about your pet's health, not about how you'll pay for it. Pets Best Insurance gives you access to affordable protection against the cost of accidents, illness and even cancer.

What makes it smarter than a savings account?

Our plans offer some of the highest limits in the industry so your pet has the best coverage available. Even if you put $16 into a savings account each month, it would take you more about 13 years to save the $2,500 coverage amount for each accident or illness under our Pets Basic plan. Read more about pet insurance vs. savings accounts on our blog.

What's in it for you?

• With Pets Best Insurance, you'll have superior protection for your pet at a sensible price.
• You choose your own licensed veterinarian.
• You only have to pay the deductible once per incident.
A deductible is the amount that must be paid out of pocket before insurance reimbursement begins. Pets Best Insurance plans have per-incident deductibles, which means the deductible must be met for each separate incident. An incident is defined as a specifically identifiable accident or illness. Recurring and/or chronic conditions are considered as one incident. The advantage of a per-incident deductible over an annual deductible is that if your pet has a chronic condition, the deductible only needs to be met one time and not once per year.
• You won't be frustrated by confusing and complicated fee or benefit schedules. It's one of the differences between Pets Best Insurance and some other companies.
• You'll get straightforward reimbursement for your pet's eligible medical care, at 80% after your per-incident deductible that you have chosen up to your plan's maximum benefit. We can even deposit it directly into your bank account.
• You'll choose from a variety of premium and deductible options.

Shouldn't I wait until my puppy or kitten is older?

• Don't wait - insurance now helps ensure a lifetime of good health. We insure pets ages 7 weeks or older.
• Curious puppies and kittens have the highest risk of accidents because they are so inquisitive by nature.
• Puppies and kittens get into almost everything, and often swallow objects while playing.
• Because their immune systems are not fully developed, young pets are also more prone to disease from viruses and bacteria.
• Symptoms of some diseases, like kidney failure, take months or years to show themselves. Just like any form of insurance, pet policies protect you against unexpected accidents and illnesses, not those that exist before your policy takes effect. Insuring your pets at a young age helps guarantee that the majority of your pet's illnesses will be covered.

When is a dog or cat too old to insure?

• Never - we are one of the few pet insurance companies with no upper age limits for pets.
• The older a pet gets, the greater chance it has of developing cancer, heart disease, kidney failure, and other problems that even humans face with aging.
• The University of Missouri estimates that 60% of dogs over the age of 6 will be diagnosed with some form of cancer. Cancer treatment costs anywhere from $2,000 to $10,000. Our plans cover cancer treatments with no surcharge.
• Senior pets often require more care than their younger counterparts. You can rest easy knowing accidents and illnesses that occur after you sign up will be covered.

Why choose Pets Best Insurance?

• We reimburse 80% of your actual vet bill, after a deductible, for covered illnesses and accidents. We don't use a benefit schedule.
• We have different plans tailored to your budget and individual needs. Get a quote on a plan for your pet in less than a minute.
• Most claims are processed in 5 business days, and we can deposit your reimbursement directly into your bank account.
• Our plans have some of the highest limits in the industry, with up to $7,000 of coverage for each incident under our Pets First plan, up to $14,000 with Pets Premier (where available), and as much as $100,000 over the lifetime of your pet.

We know how dear your pets are to you. It's the reason that the pet insurance industry was founded 25 years ago by Pets Best President, Dr. Jack Stephens. There's no better feeling than the confidence of knowing you won't have to weigh your pet's health against costs of treatment. Find out how easy it is to give your pets the protection they deserve.