Pets Best offers your choice of plans to protect you and your pet from unexpected veterinary bills caused by illness, accidents, or injuries. Each Pets Best plan reimburses a straightforward 80% of your vet bill after your deductible. Choose your own veterinarian, specialist, or emergency clinic - we have no pre-authorization process and no set limits on diagnostics or recommended treatments.

Coverage for Illness, Injuries & Accidents

Plan Name
Pets Best is not currently available in AK, KY

Pets Basic

Pets First

Pets Premier
Per-Incident
Deductible 
$100 $75 $300
Per-Incident  $2,500 $7,000 $14,000
Annual Limit No Annual Limit No Annual Limit No Annual Limit
Lifetime Limit $42,500 $100,000 $100,000
Age Limit Any Age Eligible Any Age Eligible Any Age Eligible
What's Covered
We've listed only our most
popular coverages.
View our complete list here
Accidents & Injuries
  • Emergencies
  • Surgeries
  • Tests
  • Treatments
  • Prescription Medication
Illnesses & Medical
  • Hospitalization
  • Outpatient Care
  • Cancer Treatments
  • MRI, CAT Scans, & X-rays
  • Diagnostics
  • Lab Tests
Specialist Care
  • Acupuncture
  • Holistic Care
  • Injections
  • Emergency Vets
  • Ophthalmologists
  • Dermatologists

Add-On Coverage BestWellness Routine Care Option What's Covered Wellness exams, teeth cleaning, Vaccinations, Spay/neuter and more

Learn More


Coverage for Illness, Injuries & Accidents

Plan Name
Pets Best is not currently available in AK, KY

Pets Basic

Pets First

Pets Premier
Per-Incident
Deductible 
$100 $75 $300
Per-Incident  $2,500 $7,000 $14,000
Annual Limit No Annual Limit No Annual Limit No Annual Limit
Lifetime Limit $42,500 $100,000 $100,000
Age Limit Any Age Eligible Any Age Eligible Any Age Eligible
What's Covered
We've listed only our most
popular coverages.
View our complete list here
Accidents & Injuries
  • Emergencies
  • Surgeries
  • Tests
  • Treatments
  • Prescription Medication
Illnesses & Medical
  • Hospitalization
  • Outpatient Care
  • Cancer Treatments
  • MRI, CAT Scans, & X-rays
  • Diagnostics
  • Lab Tests
Specialist Care
  • Acupuncture
  • Holistic Care
  • Injections
  • Emergency Vets
  • Ophthalmologists
  • Dermatologists

Add-On Coverage BestWellness Routine Care Option What's Covered Wellness exams, teeth cleaning, Vaccinations, Spay/neuter and more

Learn More

Our comprehensive plans cover illnesses, accidents, and injuries

As our pets age, they face the same problems of aging we all face, such as arthritis, cancer, heart disease, and kidney failure. And pets age at a faster rate than we do.

You can use any veterinarian, anywhere in the world for your pet. If your cat needs chemotherapy and radiation for cancer treatment, it's covered. If your veterinarian recommends acupuncture or holistic therapy, they're covered, too.

Pets Best has no networks; we have no rules telling you or your veterinarian what procedures are eligible. Our role is to help you pay for the cost of the best veterinary care available.

There are, of course, some exclusions. But we only list the few things we don't cover, rather than the hundreds of things we do. If it's not listed as an exclusion in your policy, it's covered.

Which Plan Should You Choose?

The choice is yours - each Pets Best plan provides your dog or cat with industry-leading protection that fits any budget.

  • Pets Basic offers a lower premium with slightly higher deductible.
  • Pets First is our best-selling plan, with a low deductible and great benefits.
  • Pets Premier has the highest benefits in the industry for the ultimate in security.

Whether you prefer a lower premium or a lower deductible, you won't pay for additional accident coverage. It's automatically included.

Each plan pays 80% (after deductible) up to the limits of the policy. And Pets Best has the highest limits in the industry - up to $14,000 per incident - so that your pet can have the best veterinary care available.

Optional Routine Care coverage

Additional BestWellness is an optional add-on to either the Pets Basic , Pets First or Pets Premier plans.

  • BestWellness covers preventive care with more than $400 annually available for dogs and $500 for cats.

There's no better method for early detection of disease than annual exams, vaccinations, and diagnostic testing. Our routine care covers teeth cleaning, spaying and neutering, vaccinations, annual exams, and much more!

See how affordable coverage for your pet can be

Take one minute to get a quick price quote for your pet.

Our customers trust us to help them keep their pets healthy. We take that responsibility seriously, and have prepared both 10 Things You Should Know Before Buying Pet Insurance as well as our own Frequently Asked Questions to help you choose the best coverage for your pet.